US financial aid for international students: your guide to what’s available and where to apply

PTE Author
PTE Author
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Studying in the United States is a dream for many international students, but with the price tag of a four-year degree hitting more than six figures, cost can be a significant barrier.

Whether it’s kickstarting your career with a degree from an internationally recognized university or becoming more specialized in your current field, there are lots of different financial aid options to help make your American dream a reality.

Who offers scholarships for international students studying in the US?

Based on merit, need, or specific talents, scholarships and grants are one of the most sought-after forms of financial aid. These financial awards cover part or all of the tuition fees and don’t require repayment.

Most students focus on university scholarships, but there are also government, private, and sector-specific options to explore, as well as work-study programs where students can offset fees by working on campus.

1. University scholarships

Many US universities offer scholarships specifically for international students, such as New York University or the California State University International Programs.

2. Government scholarships

The US government also provides funding for international students to study in the US through programs like the Hubert Humphrey Fellowship Program and the Fulbright Foreign Student Program which helps 4,000 students each year.

3. State scholarships

More rare than federal scholarships, there are some state-level programs such as the California State University International Programs that work across the 23 different institutions to offer scholarships for international students.

4. Private scholarships

Various organizations and foundations offer scholarships to international students, such as the AAUW International Fellowships, for women who are not U.S. citizens or permanent residents, and the Aga Khan Foundation’s International Scholarship Programme, for academically outstanding students from a range of countries who wouldn’t otherwise be able to afford to study.

5. Sector-based scholarships

There’s a shortage of workers in key sectors like leisure, hospitality, and nursing in the US. If you’re planning to study an in-demand field, research sector-specific scholarships like the Nurse Corps Scholarship Program to find financial support.

How to find US scholarships for international students

With so many different financial aid and scholarship options available for international students wanting to study in America, it can be hard to know where to start.

A great first step is contacting the Financial Aid team at the universities you’re interested in, as well as searching online databases for relevant scholarship opportunities.

1. University financial aid offices

Almost every university in the US has a financial aid office. They’ll have many years' experience helping international students with funding options and be able to provide detailed information about available scholarships, grants, and work-study opportunities specifically for international students.

2. Online scholarship databases

Don’t limit yourself to what’s available from your university. Online scholarship databases can help find more specific financial aid from a wide variety of sources.

Popular databases include:

  • StudyPortals is one of the largest databases and brings together everything you need to know to explore your study options all in one place. They have dedicated scholarship portals for bachelors, masters and PHD study.

  • International Education Financial Aid (IEFA): A resource for financial aid, college scholarships, and grant information for international students.

  • The US Department of Labor has a scholarship search tool where you can filter by level of study.

  • Scholarships.com: Offers a searchable database of scholarships for international students.

3. EducationUSA

EducationUSA is a US Department of State network with advice centers in more than 170 countries — check if there’s a center near you with their online search tool. From financial aid right through to the documents you’ll need for immigration, they offer advice and support with all aspects of studying in the US.

Which US universities offer the best financial aid for international students?

If you’re looking for universities with great support for international students, the East Coast is the place to start.

With the exception of a few institutions in California, the U.S. News “Best Value Schools” research found that institutions in Massachusetts, New York, and Connecticut gave the most generous support to international students.

Here are just a few of universities offering specific support for international students:

Narrowing down your university search to institutions with a strong track record of supporting international students can help maximize your chance of receiving financial aid.

Applying for financial aid

The most important thing to remember when applying for financial aid is to allow plenty of time.

Researching the different options, writing applications, and waiting to hear back can be a long process, and many scholarships and grants have early deadlines.

You’ll also want enough time to tailor each application to the institution, as well as getting important documents translated and completing English proficiency tests, such as the Pearson Test of English (PTE) — the faster, fairer, simpler English test. The test only takes 2 hours with results typically in less than 2 days and is approved by most universities across the US.

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    Understanding your English proficiency
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    Knowing your English level helps you pick the right course, get visas, and make strong applications for work or school. In short: proficiency levels are standard descriptions of what you can do in reading, listening, speaking, and writing.

    You can check your level with trusted online tests or official exams like PTE Academic or PTE Core, which give scores based on global standards. Below, we explain how levels are defined, how they’re tested, how to estimate your current ability, and what different goals usually need, so you can plan your next step with confidence.

    What are English proficiency levels?

    Language proficiency levels show how well you can read, listen, speak, and write. These levels follow shared standards so schools, employers, and governments around the world can easily understand your skills.

    The most common system is the Common European Framework of Reference for Languages (CEFR), which rates language ability from beginner (A1) to highly advanced (C2). A recent overview explains CEFR’s role as a standard for designing tests and interpreting scores across countries and programs and notes ongoing efforts to keep it up to date for modern assessments.

    Pearson’s Global Scale of English (GSE) provides a more granular 10–90 scale that also aligns to CEFR tiers. This makes it easier to see fine-grained progress and map scores to CEFR bands.

    Typical CEFR levels at a glance:

    • A1: Understand and use everyday expressions; introduce yourself; ask and answer simple questions

    • A2: Handle routine tasks; describe immediate needs and simple aspects of daily life

    • B1: Understand main points of clear standard input; produce simple connected text; manage travel or work situations

    • B2: Interact with fluency on familiar topics; write clear, detailed text; follow lectures with some support

    • C1: Use English flexibly and effectively in academic and professional contexts; understand demanding texts

    • C2: Understand virtually everything heard or read; summarize information coherently; express nuanced ideas precisely

    Common uses:

    • A1-A2: Mainly used for basic immigration visas, family reunification, entry-level work or training programs, and integration courses where simple everyday communication is sufficient.

    • B1–B2: Many vocational programs, initial professional roles, and some visa pathways

    • B2–C1: Most undergraduate admissions and professional certifications

    • C1–C2: Postgraduate study, specialized professions, and roles requiring complex communication

    How English proficiency levels are measured

    Proficiency is measured across four core skills:

    • Reading:Understanding texts, identifying main ideas and details, and interpreting vocabulary in context

    • Listening : Following speech at natural speed, recognizing key information, and inferring meaning

    • Speaking: Producing clear, organized speech; using accurate grammar, vocabulary, and pronunciation

    • Writing: Composing well-structured texts suited to purpose and audience; demonstrating control of grammar and cohesion

    The scoring for most English language tests is measured against the CEFR. For The scores for PTE Academic (for studying and work) and PTE Core (for general use and migration), align to CEFR with scoring between 10 and 90. Learn more about PTE scoring alignment.

    How to assess your current English language ability

    Build a reliable picture by mixing official tests with quick checks and reflective habits:

    • Take a recognized practice test: Use an official Pearson PTE Scored Practice materials Test

      or other reputable online assessments to estimate your CEFR level and identify strengths and gaps

    • Practice with PTE-style items: Work through sample reading tasks (e.g., fill-in-the-blanks), listening summaries, and short spoken responses to simulate real test conditions.

    • Use self-analysis prompts that match the CEFR level you are aiming for: For example, ask, “Can I follow a university lecture?”, “Can I write a formal email with clear structure?”, “Can I explain a process or opinion for 60–90 seconds?”

    What English proficiency level do you need for visa applications?

    Requirements vary, but many universities, colleges, professional bodies, and visa authorities set minimum thresholds around B1–C1, or the equivalent GSE score range of 43-84 for PTE Academic and PTE Core. . Some UK family and settlement visas require A1 or A2 level. Always confirm details with the program or government authority.

    Typical requirement ranges (illustrative):

    • University / College admission:

      • Undergraduate: Often B2; competitive programs may prefer C1

      • Postgraduate: Commonly C1

    • Professional certification:

      • General professional registration: Frequently B2–C1

    • Visa/migration pathways:

      • Skilled migration: Typically B1–B2+ equivalents; some routes require higher levels depending on occupation

      • Family visas: Often A1-A2.

    For Canadian migration scenarios, explore PTE Core requirements and pathways here.

    For UK migration, consider PTE UK visa SELT tests.

    The role English proficiency in career and certification

    For many learners, English isn't just the goal; it’s the way to get degrees, licenses, and international jobs. Universities and employers look at test scores to decide who to admit or hire. Once students are in university or at work, success depends on great communication (reading, listening, speaking, and writing) skills, whether it's doing research or talking to clients.

    Research indicates that higher English proficiency supports academic performance and integration for international students, improving classroom participation and social engagement. In the workplace, clear communication underpins teamwork, safety, and advancement, making ongoing skill development a career investment, not just a test goal.

    Practical tips for improving your English proficiency

    Target all four skills with short, consistent practice:

    • Daily core routine (20–40 minutes):

      • Listening: Listen to 2–3 minutes of a podcast or lecture; note new phrases

      • Speaking: Answer one daily Q&A aloud (60–90 seconds) on familiar topics

      • Reading: Skim a news article; summarize the main idea in two sentences

      • Writing: Draft a short email or 120–150 word paragraph; focus on structure and linking words

    • Quick wins:

      • Grammar and vocabulary: Do 10 fill-in-the-blank or sentence completion items; build a personal word bank with examples

      • Reading for context: Underline signal words (however, therefore) and infer meaning of three unknown words from context

      • Listening focus: Practice identifying the overarching meaning first, then the key details and numbers

      • Feedback loop: Swap writing with a friend or use self-scoring checklists; act on one improvement point per day

    To prepare for your English exam, practice with practice tests that are similar to your actual test and check the scoring guidelines to make sure your answers meet the expectations. If you aren't sure where to start take our 'Which test is right for me?' tool. You can also read our article 'How to pick an English test that works for you'.

    Frequently asked questions
    What daily conversation questions help build speaking confidence?

    Practice short answers to everyday prompts like “What did you do today?” and “What do you like to eat?” to build fluency and reduce hesitation.

    How do I check understanding during English conversations?

    Use clarifiers such as “Could you repeat that more slowly?” or “Do you mean…?” to confirm meaning and keep the conversation clear.

    What types of excercises improve grammar and voacbulary?

    Do fill-in-the-blanks, sentence completion, and synonym/antonym matching to reinforce patterns and expand word choice.

    How should I prepare for English proficiency test formats?

    Study common task types (reading comprehension, short writing, gap-fill, brief speaking responses) and practice them under timed conditions to build accuracy and pacing. You can also try practice tests to get used to the format of a specific test, like PTE.