Cost of living in the UK

PTE Author
PTE Author
Image- UK, 800px x 451px
Reading time: 4 minutes

You may have heard that London is one of the most expensive places in the world to live in, but fortunately, London, and by extension, England, does not equate to the whole of the UK. In fact, many UK towns and cities are very liveable when compared to other cities across the globe.  

There is quite a bit to look at when considering the cost of living in the UK. Apart from tuition fees, there’s also the cost of rent, transport, and even entertainment – because if you’re living in the UK, there’s no way you should miss out on everything that this great country has to offer- from the food to the culture.  

Let’s look at some aspects of the UK cost of living, so you can best adjust your budget and prepare yourself for a new life abroad. 

Calculating living costs in The UK 

When looking at the cost of living in the UK, it’s best to use an online currency calculator to convert your currency to the British pound – that will give you a better idea of the true cost of living in relation to your country. 

Here’s a rough guide to the currency conversions we have used in this article, dated March 27th, 2020:

  • AU$1,000 = £500

  • US$1,000 = £805

  • €1000 = £895

Once you have a better understanding of the conversion rate, you can better interpret how much rent, utilities and other everyday costs will affect your budget.  

A weekly UK budget 

There are so many factors that contribute to the UK cost of living that it’s impossible to give you a set cost for each week. But a recommended starting point for a budget for a single student in the UK, per week, averages out to about £300. Let’s see how we got to this number (please note these costs are an average from across UK metropolitan cities, outside of the city center). 

Item Cost
Rent (one-bedroom flat)  £162 
Council Tax  £25
Other Utilities (Electricity, Gas etc.)  £40
Travel Costs (if not living on campus)  £14
Food £60
Total £301 

Students in the UK should always take advantage of student pricing to keep costs down. This can include student rates on monthly transportation passes, university dining halls, Halls of Residence living options (which are around £80 per week), and more. If you can work while studying in the UK, it will bring even further financial relief. 

Taking further costs into account, a single student should budget around £15,000 per annum for living in the UK 

This is of course not a comprehensive list, but it will give you a good starting point when it comes to determining your personal cost of living in the UK. 

Cost of living in different UK cities 

As stated earlier, there’s more to the UK than England and London, and the cost of living can vary greatly between cities and countries. If you’re living within a tight budget, you will be more comfortable in a major regional city or a smaller town. The UK standard of living is largely the same, no matter where you choose to call home.

Here are the variations in the cost of rent in London versus other major UK capitals. Price differences in food and other utilities are also similarly reflected across the UK (e.g. the cost of food in Liverpool can be up to 30% cheaper than the cost of food in London).

City Rent average (monthly)
London £1,665 
Edinburgh  £1545
Manchester  £1212
Birmingham £1082
Cardiff  £1014
Glasgow  £902
Belfast  £842 

How much does education cost in the UK? 

University tuition in the UK is another important factor in the cost of living. The UK has world-class education facilities and caps the amount that can be charged for resident students in the UK and the EU at £9,250 a year. International students will pay more – in London, the annual tuition fee ranges from £16,340 to £32,670 depending on the selected course.

How much is health care in the UK? 

Much like their education system, the UK also has an extensive and first-rate health care system known as the National Health Service (NHS). Citizens of the UK access the NHS for free, as do international students per their visa.  

If you prefer, you can sign up to a private health fund, which can lead to faster access to certain health services. This means that a GP check-up will set you back around £70. 

While expensive, living in the United Kingdom comes with many rewards – from its cultural melting pot to its proximity to Europe for the keen traveler. If you’re planning on making the UK your home in the near future, check out PTE English tests for the UK

Related Content

  • Mastering PTE Academic: A guide to the "Respond to a Situation" task
    By PTE Author

    The "Respond to a Situation" task in the Speaking section of PTE Academic tests your ability to handle real-world university scenarios using appropriate language. This task simulates everyday campus interactions, requiring you to respond naturally and effectively to common situations you might encounter as a student.

  • [asset] Understanding your English proficiency - woman studying on laptop
    Understanding your English proficiency
    By PTE Author
    Reading time: 5 minutes

    Knowing your English level helps you pick the right course, get visas, and make strong applications for work or school. In short: proficiency levels are standard descriptions of what you can do in reading, listening, speaking, and writing.

    You can check your level with trusted online tests or official exams like PTE Academic or PTE Core, which give scores based on global standards. Below, we explain how levels are defined, how they’re tested, how to estimate your current ability, and what different goals usually need, so you can plan your next step with confidence.

    What are English proficiency levels?

    Language proficiency levels show how well you can read, listen, speak, and write. These levels follow shared standards so schools, employers, and governments around the world can easily understand your skills.

    The most common system is the Common European Framework of Reference for Languages (CEFR), which rates language ability from beginner (A1) to highly advanced (C2). A recent overview explains CEFR’s role as a standard for designing tests and interpreting scores across countries and programs and notes ongoing efforts to keep it up to date for modern assessments.

    Pearson’s Global Scale of English (GSE) provides a more granular 10–90 scale that also aligns to CEFR tiers. This makes it easier to see fine-grained progress and map scores to CEFR bands.

    Typical CEFR levels at a glance:

    • A1: Understand and use everyday expressions; introduce yourself; ask and answer simple questions

    • A2: Handle routine tasks; describe immediate needs and simple aspects of daily life

    • B1: Understand main points of clear standard input; produce simple connected text; manage travel or work situations

    • B2: Interact with fluency on familiar topics; write clear, detailed text; follow lectures with some support

    • C1: Use English flexibly and effectively in academic and professional contexts; understand demanding texts

    • C2: Understand virtually everything heard or read; summarize information coherently; express nuanced ideas precisely

    Common uses:

    • A1-A2: Mainly used for basic immigration visas, family reunification, entry-level work or training programs, and integration courses where simple everyday communication is sufficient.

    • B1–B2: Many vocational programs, initial professional roles, and some visa pathways

    • B2–C1: Most undergraduate admissions and professional certifications

    • C1–C2: Postgraduate study, specialized professions, and roles requiring complex communication

    How English proficiency levels are measured

    Proficiency is measured across four core skills:

    • Reading:Understanding texts, identifying main ideas and details, and interpreting vocabulary in context

    • Listening : Following speech at natural speed, recognizing key information, and inferring meaning

    • Speaking: Producing clear, organized speech; using accurate grammar, vocabulary, and pronunciation

    • Writing: Composing well-structured texts suited to purpose and audience; demonstrating control of grammar and cohesion

    The scoring for most English language tests is measured against the CEFR. For The scores for PTE Academic (for studying and work) and PTE Core (for general use and migration), align to CEFR with scoring between 10 and 90. Learn more about PTE scoring alignment.

    How to assess your current English language ability

    Build a reliable picture by mixing official tests with quick checks and reflective habits:

    • Take a recognized practice test: Use an official Pearson PTE Scored Practice materials Test

      or other reputable online assessments to estimate your CEFR level and identify strengths and gaps

    • Practice with PTE-style items: Work through sample reading tasks (e.g., fill-in-the-blanks), listening summaries, and short spoken responses to simulate real test conditions.

    • Use self-analysis prompts that match the CEFR level you are aiming for: For example, ask, “Can I follow a university lecture?”, “Can I write a formal email with clear structure?”, “Can I explain a process or opinion for 60–90 seconds?”

    What English proficiency level do you need for visa applications?

    Requirements vary, but many universities, colleges, professional bodies, and visa authorities set minimum thresholds around B1–C1, or the equivalent GSE score range of 43-84 for PTE Academic and PTE Core. . Some UK family and settlement visas require A1 or A2 level. Always confirm details with the program or government authority.

    Typical requirement ranges (illustrative):

    • University / College admission:

      • Undergraduate: Often B2; competitive programs may prefer C1

      • Postgraduate: Commonly C1

    • Professional certification:

      • General professional registration: Frequently B2–C1

    • Visa/migration pathways:

      • Skilled migration: Typically B1–B2+ equivalents; some routes require higher levels depending on occupation

      • Family visas: Often A1-A2.

    For Canadian migration scenarios, explore PTE Core requirements and pathways here.

    For UK migration, consider PTE UK visa SELT tests.

    The role English proficiency in career and certification

    For many learners, English isn't just the goal; it’s the way to get degrees, licenses, and international jobs. Universities and employers look at test scores to decide who to admit or hire. Once students are in university or at work, success depends on great communication (reading, listening, speaking, and writing) skills, whether it's doing research or talking to clients.

    Research indicates that higher English proficiency supports academic performance and integration for international students, improving classroom participation and social engagement. In the workplace, clear communication underpins teamwork, safety, and advancement, making ongoing skill development a career investment, not just a test goal.

    Practical tips for improving your English proficiency

    Target all four skills with short, consistent practice:

    • Daily core routine (20–40 minutes):

      • Listening: Listen to 2–3 minutes of a podcast or lecture; note new phrases

      • Speaking: Answer one daily Q&A aloud (60–90 seconds) on familiar topics

      • Reading: Skim a news article; summarize the main idea in two sentences

      • Writing: Draft a short email or 120–150 word paragraph; focus on structure and linking words

    • Quick wins:

      • Grammar and vocabulary: Do 10 fill-in-the-blank or sentence completion items; build a personal word bank with examples

      • Reading for context: Underline signal words (however, therefore) and infer meaning of three unknown words from context

      • Listening focus: Practice identifying the overarching meaning first, then the key details and numbers

      • Feedback loop: Swap writing with a friend or use self-scoring checklists; act on one improvement point per day

    To prepare for your English exam, practice with practice tests that are similar to your actual test and check the scoring guidelines to make sure your answers meet the expectations. If you aren't sure where to start take our 'Which test is right for me?' tool. You can also read our article 'How to pick an English test that works for you'.

    Frequently asked questions
    What daily conversation questions help build speaking confidence?

    Practice short answers to everyday prompts like “What did you do today?” and “What do you like to eat?” to build fluency and reduce hesitation.

    How do I check understanding during English conversations?

    Use clarifiers such as “Could you repeat that more slowly?” or “Do you mean…?” to confirm meaning and keep the conversation clear.

    What types of excercises improve grammar and voacbulary?

    Do fill-in-the-blanks, sentence completion, and synonym/antonym matching to reinforce patterns and expand word choice.

    How should I prepare for English proficiency test formats?

    Study common task types (reading comprehension, short writing, gap-fill, brief speaking responses) and practice them under timed conditions to build accuracy and pacing. You can also try practice tests to get used to the format of a specific test, like PTE.

  • [Asset] Girl looking out over cityscape background
    Convenience matters: how to pick an English test that works for you
    By PTE Author

    When your schedule is packed and deadlines are approaching, choosing an English test that works around your life can make all the difference. You need a test that fits your timeline without creating extra admin, travel, or waiting around.

    A convenient English test isn’t just “short.” It’s a test you can book quickly, take in a way that suits your life, and get results fast while still meeting the requirements of your university, employer, or visa pathway. PTE is designed around that real-world need: fast, fair, and simple.

    Five practical questions to guide your choice

    Before you book, ask yourself:

    1. Will my score be accepted where I want to apply?

    2. How easy is it to book a test date that works for me?

    3. Can I take the test in a location that fits my life?

    4. Is the test design simple and intuitive?

    5. How long will I wait for results?

    Use these questions to compare your options and choose a test that fits your timeline, not one that forces you to change it.