Top 5 multicultural cities in Canada for international students

PTE Author
PTE Author
Image- Canada, 1080px
Reading time: 7 minutes

Canada is easily one of the most multicultural countries in the world. The northern nation draws people from far and wide - and, for most Canadians, the international scene is a major source of pride.

There are approximately 7.5 million people from abroad living in Canada today. Walkthrough one of the country’s many amazing cities and you’ll see people from anywhere from Jamaica to China to India. You’ll also experience celebrations, customs, music, food, and art from all over the world. Honoring the backgrounds of its citizens is just part of the Canadian way.

The North American country invites immigrants for a variety of reasons: population growth, economic growth, and cultural diversity being some of the biggest ones. A 2020 Canadian Government report noted that immigration accounted for more than 80% of Canada’s population growth in 2019. That year, Canada recorded 341,000 permanent residents as well.

In fact, workers from other countries represent 26% of the workforce. As for students, in 2019, more than 800,000 international students held valid study permits in Canada.

But with so many great cities from coast to coast, many wonders: “Which are the most multicultural cities in Canada?” Below, a look at five Canadian cities that are home to the largest percentages of people from abroad.

1. Toronto: Canada’s most diverse city 

Among Canada’s most diverse cities, Toronto easily wins first place. It’s nearly impossible to spend a day in Toronto without mixing with people from around the world. A Statistics Canada report examined the geographic distribution of the Canadian immigrant population and found Toronto to be the top destination for new Canadians.  

Toronto’s 2.7 million immigrants actually account for nearly half—46% to be exact—of the city’s entire population. This group represents 35.9% of Canada’s entire immigrant population.  

That’s exactly why The BBC named Toronto the most multicultural city in the world a few years ago. In Toronto, the bustling Chinatown takes up a prominent part of the city’s downtown that it’s pretty hard to miss. Koreatown is a great place for food and fashion. Little Italy always has dozens of restaurants with mouth-watering pizzas and pastas on offer. There are also festivals like Taste of the Danforth (Canada’s largest street festival) that celebrates all things Greek, the Tamil Festival, and the Chinese Lantern Festival.  

Studying in Toronto with a PTE Academic Score 

If Toronto appeals to you, there are a number of excellent universities in Toronto that accept PTE: York University, Ryerson University, Ontario College of Art & Design University, George Brown College, Humber College.  

2. Montreal: An incredible arts scene  

Located in the French-speaking province of Quebec, Montreal is the home to 936,305 immigrants. It’s the second most diverse city in Canada. It has 12.4% of Canada’s immigrant population with folks from abroad representing 23.4% of the city’s total population. The ministry of immigration in Quebec reports that they are mostly European, Asian, or from other parts of the Americas.  

Montreal is a great city for a variety of reasons: its arts scene is incredible, it has amazing cuisine, it’s affordable and it’s located in the culturally-rich province of Quebec.  

And, if any newcomers want to experience this cultural diversity, the city puts on a number of festivals in summer in order to do so. There are entire weeks devoted to celebrating Japanese and Italian culture in June, for example.  

There is also a festival of world music in early summer where bystanders can hear instruments and music styles from all over the world. The Festival International Nuits d’Afrique is also a well-known festival in which more than 100 performers put on shows celebrating culture from Africa, the Caribbean, and Latin America.  

Studying in Montreal with a PTE Academic Score 

If Montreal appeals to you, there are a number of excellent universities in Montreal that accept PTE: McGill University, Concordia University, Montreal College of Information Technology. 

3. Vancouver: Combining city life with nature 

Vancouver’s 989,545 immigrants represent nearly 41% of the city’s population and just over 13% of the Canadian immigrant population. Many of those people come from places like China, India, The UK, the Philippines, and Hong Kong.  

Vancouver is arguably Canada’s most beautiful city. Those who live there get the best of both city life and nature. This is because Vancouver sits on the shores of the Pacific Ocean and in the mountains. It’s entirely possible to go trekking or sea kayaking during the day and settle in for cocktails and a fancy dinner in the evening. And thanks to the international community, you can expect to sit down to Chinese, Indian, or fusion foods at one of Vancouver’s many ethnically diverse restaurants.  

Studying in Vancouver with a PTE Academic Score 

If Vancouver appeals to you, there are a number of excellent universities in Vancouver that accept PTE: Simon Fraser University, University of British Columbia.  

4. Calgary: Close to tourist hotspots 

Calgary (nicknamed “Cowtown”) is one of Alberta’s most thriving areas. Statistics Canada has reported that about 5.4% of Canada’s immigrant population live in Calgary. That translates to nearly 405,000 and over 29% of the city’s total population. 

While the Calgary Stampede festival is Calgary’s claim to fame, many other events highlight the international cultures present in the neighborhoods of Cowtown. Examples include GlobalFest, Omatsuri (a Japanese event), Fiestaval (which celebrates Latin American identity), Serbian Fest, and the Calgary International Film Festival which screens works from more than 40 countries worldwide.

Another huge draw for those from abroad: Calgary provides the comforts of city life but is just a short road trip from main Canadian tourist destinations like Banff, Lake Louise and Kootenay National Park.  

Studying in Calgary with a PTE Academic Score 

If Calgary appeals to you, there are a number of excellent universities in Calgary that accept PTE: University of Calgary, Bow Valley College, Mount Royal University. 

5. Edmonton: A city of parks  

Edmonton has become a hub for immigrants seeking a new home in Canada. About 4% of Canada’s immigrant population lives in the northern city representing nearly a quarter of the Edmonton population overall. Move here and you can expect dry weather and long days with late sunsets in the summer. The winter, by contrast, is very snowy and cold.  

Edmonton locals also brag that more than 150 languages are spoken there. French, Punjabi, Cantonese, Mandarin, Arabic, and Spanish are the most prevalent.  

Edmonton is also a fairly green city with more than 460 parks. For day trips, newcomers can experience iconic locations nearby like Jasper National Park and UNESCO site Dinosaur Provincial Park—a spot famous for its dinosaur fossils.  

Studying in Edmonton with a PTE Academic Score 

If Edmonton appeals to you, there are a number of excellent universities in Edmonton that accept PTE: University of Alberta, The King’s University, Northern Alberta Institute of Technology, Macewan University.  

PTE can make your Canadian dream a reality 

If you’re thinking about studying in any of these top five most multicultural Canadian cities, consider using PTE as your stepping stone. The English proficiency test is recognized by some of Canada’s most prestigious colleges and universities. It also has testing centers in or near each of the cities listed above. Currently, international students can complete a test in Toronto, Montreal, Calgary, Edmonton, Burnaby (right next door to Vancouver), and Ottawa.  

Discover where PTE can take you in Canada.

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  • Image- letter of acceptance, 800px
    Types of loans for international students
    By PTE Author
    Reading time: 6 minutes

    No matter where in the world you choose to study, it’s important to take into account the financial cost of living abroad. Tuition, rent, textbooks, and transport can all be big expenses. But because of visa restrictions, not all students are able to work enough hours to support themselves while studying. 

    In this, many international students might need to take out private student loans.  So, let’s explore what loan options are available for students – including in popular study destinations like Canada, Australia, the U.S., and the U.K.  

    Where can I find a private student loan? 

    Many countries have student loan systems in place to help learners fund their education. However international students are usually not eligible for these loans – only citizens, permanent residents, and those with protected status in a country can apply.  

    On the other hand, there are lots of private loans for international students. Your eligibility will depend on what country you’re studying in. For example, in some countries, you’ll need a co-signer. In other countries, you’ll need to show you have a regular source of income.  

    Loans for students studying abroad are available from various sources, including:  

    • Local banks 

    • Non-bank lenders and private student loan programs (popular in the U.S.) 

    • Universities  

    While searching for student loans, we always recommend checking with your university first, as these loans usually come with better terms. For example, the University of Sydney in Australia offers loans of up to $1000 AUD ($777 USD) that are interest-free and payable within 12 months, as well as $2000 ($1550 USD) loans that can be paid back up to two years after graduation.  

    Private student loans by country 

    Private student loans differ by country. So, let’s take a look at what’s available for international students in these four popular study destinations. 

    Australia 

    It can be expensive to study abroad in Australia. According to the Australian Government, tuition for international students perusing a bachelor’s degree can cost between $25,000 – $45,000 AUD ($19,425-$34,966 USD) a year. Likewise, the cost of living can be about $21,000 AUD ($16,317 USD) for 12 months. Of course, these costs can vary depending on your institution and where you study in the country.  

    But, the good news is that on an Australian student visa, you can work up to 40 hours every two weeks. 

    As an international student, you won’t be able to access Australia’s Higher Education Loan Program (HELP). But you can explore the following to help further fund your studies:  

    • Short-term and long-term loans from a university. Dozens of universities offer loans to international students, just like the ones from the  we mentioned above. For example,  offers students loans up to $5,000 AUD ($3,883 USD). The even gives out student loans of $200 AUD ($155 USD) in case of emergencies, like if you’ve lost your wallet or are short on cash. 

    • A secured personal loan with a private bank, in which you offer an asset as collateral. 

    • An unsecured personal loan. With these, you don’t have to offer an asset as collateral, but interest rates are generally higher. Banks across Australia offer these types of loans. One example is Westpac.  

    Read more: Australian student loans for international students 

    The U.K.  

    On average, students in the U.K. spend about £795 ($1,100 USD) a month on living expenses, and for international students, tuition for a Master’s Degree can be between £5,000-17,000 ($6,983-$23,743 USD) a year. With Brexit, EU/EAA citizens will now considered international students.  

    So, what loan options do foreign students have? 

    • A foreign-enrolled loan. Students can apply to these to fund their education abroad – but it depends on what countries you come from the U.S. and what university you’ll attend. Students from, for example, can be eligible. 

    • Bank loans for students studying abroad from your home country.

    • Private student loans for foreign learners in the UK. Future Finance, for example, offers 

      flexible loans to international students. 

    Read more: UK student loans for international students  

    The U.S.  

    The U.S. is one of the most expensive places to study as an international student. The cost of living can range between $1,000 – 3,000 USD per month, depending on where in the country you settle. Tuition for a four-year bachelor’s degree can cost roughly $40,000 USD at a public university and can reach past $50,000 USD at a private university.  

    However, there are lots of student loan options available. These loans can be quite a long-term, and students might be able to repay them over the course of up to 25 years.  

    • Banks and online lenders. Loans from these sources often require a U.S. co-signer with good credit history. Organizations like Assent and Discover provide loans to international students. 

    • An online lender that doesn’t require a U.S. co-signer. MPOWER Financing, for example, offers loans for international students without a co-signer.

    Canada 

    Tuition fees at Canadian universities and colleges can vary – international students can expect to pay between $1000-30,000 CAD ($794-$23,830 USD) a year for a bachelor’s degree. Living costs depend on what city you study in but can range between $800-$2000 CAD ($635-$1588 USD)  a month.  

    International students in Canada have a few loan options: 

    • A bank loan from your home country. Like many countries, Canada requires students applying for a visa to show they have enough money to cover their expenses

       – making getting a loan from home a good first option.

    • A student line of credit from a Canadian bank. With these, you have a set limit (just like on a credit card) and only have to pay back the money you actually use. Learn more about the student line of credits on the Government of Canada website.   

    • Private companies. For example, MPOWER Financing also offers loans to international students in Canada without a co-signer.  

    This isn’t an exhaustive list. But we hope this article provides you with a good starting point and helps you understand where to begin looking for student loans to fund your education. Remember, it’s important to shop around for the loan that works best for you – there are lots of options out there. 

    Preparing to study abroad?

    PTE Academic can help you get one step closer. Our computer-based, unbiased language test is accepted by governments and higher education institutions around the world as proof of English proficiency. 

    Find out more about the test or book your PTE Academic test today.

  • Image - student, 800px x 451px
    How to write a personal statement for your UCAS application
    By PTE Author
    Reading time: 6 minutes

    Applying to university and college is an exciting experience. However, it can also be nerve-wracking. After all, the UK’s Universities and Colleges Admissions Service (UCAS) manages three million applications each year.  

    So, how can you make your application stand out? Writing an interesting, enthusiastic and genuine UCAS personal statement is one of the best ways to catch an institution’s attention.  

    But if you’re still not sure what to write about, there’s no need to panic. In this blog, we’ll explore how to write a UCAS personal statement that will open doors – including how to brainstorm ideas and some UCAS personal statement examples.   

    What is a UCAS personal statement for? 

    A UCAS personal statement is all about you, and it’s your time to shine.  

    In it, you’ll talk about why you’re interested in what you’re applying for. You’ll also talk about your skills, and how they’ll help you succeed in your studies. It’s a good idea to use concrete examples, and talk about how you have already used these skills in your life.   

    Institutions want to see why you’ll make an excellent student. So, don’t be shy – you’ve got to sell yourself! 

    How to brainstorm ideas 

    We know it can be hard to write about yourself. That’s why we always recommend brainstorming ideas before you begin. This will make your writing process a lot more efficient, and let you communicate your thoughts better. Here are some things that can help:  

    Write a list 

    Make a list of all the topics you may include in your personal statement. Separate the list into three parts: why you’re applying, what you’re interested in, and what skills you want to highlight.  

    Write down everything that comes to mind. With all your thoughts on the page, it will be easier to narrow down the most important ideas.  

    On their blog, UCAS also shares a great tip. “Every course you can apply for is listed in our search tool, together with entry requirements and a description of what it covers. Find the courses you’re interested in and try to match up your strengths and experiences to the course requirements,” they write.   

    Think about what makes you unique

    What makes you special? Perhaps you’ve overcome a big challenge, or have an interesting hobby. Write about whatever comes naturally to you. This will ensure your statement is genuine. It’ll also make your personality shine through. If you’re an international student, don’t forget to talk about why you want to study in the UK.  

    Talk to your teachers or mentors

    If you’re still stuck for ideas, ask your teachers or mentors to help. What do they think makes you a unique student? You never know: they might even point out some transferable skills you didn’t realize you had.  

    Use the tools designed by UCAS

    Don’t forget to check out what resources are on the UCAS website. The UCAS personal statement brainstorming worksheet is a very helpful tool, for example.  

    We also recommend taking a look at the UCAS personal statement builder. This will help you think of topics to write about, and understand how to put your statement together.  

    How to structure your statement 

    There is no right or wrong way to structure your UCAS statement. It all depends on what information you decide to include – and sometimes, even what institution you are applying to.  

    This video by UCAS explores one way to structure your statement. It suggests including: 

    • A catchy introduction that talks about why you’re so excited about the course.

    • A middle paragraph that talks about why you’re so interested in the course – which includes concrete evidence and the skills that’ll help you succeed.

    • And a final paragraph that talks about why you’re so unique.

    Many universities and colleges also have tips on how to structure a UCAS personal statement. So, you should always see what advice the institutions you are applying to have to offer. The University of Sussex, for example, recommends applicants focus 80% on why they want to study the course and just 20% on their skills.  

    And Amy Smith, who works in admissions at Nottingham Trent University, recommends focusing on your skills first. “Put your notes in order according to what the course you’re interested in is looking for. If you have any skills and experience relevant to the entry requirements, make sure you say so at the start of your personal statement,” she said in a popular UCAS blog.  

    As you can see, there is lots of different advice out there. So, just do your research and focus on what works best for you.  

    But don’t forget: you must stick to the word count. So just how long is a UCAS personal statement? It can only be up to 4000 characters or 47 lines – including spaces. 

    Personal statement examples  

    Many institutions provide personal statement examples. These are great for inspiration – especially if you are struggling with how to start or how to end a UCAS personal statement. 

    We especially like the list of examples the University of Essex has put together. They provide examples of personal statements for more than 2 dozen areas of study. None of the statements are perfect – each has their own set of strengths and weaknesses. But with this, students get an excellent idea of what institutions are looking for.  

    You can take a look at their examples here. 

    Dos and Don’ts  

    We’ve covered a lot of information in this blog. So now, let’s quickly take a look at some dos and don’ts for writing a UCAS personal statement.  

    Don’t

    • Don’t mention any institutions by name. Your application will be sent to all the universities and colleges you are applying to

    • Don’t plagiarize. UCAS uses software to detect this

    • Don’t include jokes or informal hyperboles. This is meant to be a formal document. Still, do make sure you write in plain English 

    Do  

    • Do start your application early and have others read it over. The UCAS has a great timeline to help you plan, which you can check out here  

    • Do be honest and genuine. You’re great – so just put your best foot forward!

    • Do be enthusiastic. Let admissions staff know how excited you are to be applying for the course; they want to offer a place to students with great attitudes

    Ready to apply to study in the UK? 

    At PTE Academic, we want to help you get there. Our secure English language test is accepted by 99% of universities across the UK – and you can check out our minimum score requirements for UK universities here.

  • Image- Australia, 609px
    The benefits of studying in Australia
    By PTE Author
    Reading time: 3 minutes

    Do you dream of studying in Australia? In 2020, more than 878,000 international students enrolled in courses in Australia – with 45% of students coming from China and India alone.

    The country offers a range of benefits for international students, including prestigious universities, multicultural cities, beautiful landscapes to explore, and more.

    Let’s delve into everything that makes Australia a great study abroad destination:

    Quality education

    Did you know that Australia has one of the best education systems in the world? Australian universities and educational institutions have a great reputation, and are looked upon favorably by international students and employers alike. In fact, according to the QS World University Rankings 2025, a number of Australian universities are ranked among the best in the world, including: 

    • The University of Melbourne ranked at 13 

    • The University of Sydney ranked at 18 

    • The University of New South Wales (UNSW Sydney) ranked at 19 

    • And the Australian National University at 30 

    The global university rankings take into account things like quality of education, fees, faculty and employer reputation – all important things to consider when deciding on a place to study.

    Cost of living

    Compared to other study abroad destinations, like the UK or the US, the cost of living in Australia is relatively affordable. The Australian Dollar is the currency in Australia. Keep in mind that $1 AUD is equivalent to about $0.64 USD, so your money is likely to go further here. 

    The cost of living varies depending on the city you live and the lifestyle you pursue. You can use the Course Search Tool to find out detailed tuition fee for your dream course and the Cost of Living Calculator to estimate the living cost.  

    Use of English

    If you’re looking to master English, Australia is a great place to put your language skills to the test. About 73% of the population in Australia only speak English at home.

    Australian slang – which many people consider part of their national identity – can be difficult for international students to grasp. But, learning the slang is all part of studying in Australia, mate.

    A multicultural lifestyle

    Australia is diverse and multicultural, which makes studying here a truly unique experience. Roughly 30% of the population is made up of immigrants; in 2019, people from every single country in the world lived in Australia! You can learn more about immigration trends in the country.

    Beautiful landscapes

    Australia boasts stunning cities, beautiful beaches and arid deserts. Students who study here have the opportunity to places like the Great Barrier Reef, the 12 Apostles, the famous Sydney Opera House – and so much more. What’s not to love?

    Job opportunities before and after graduation

    Most student visas in Australia allow you to work up to 48 hours every two weeks while studying and unlimited hours during study breaks on an Australian student visa. Better yet, the minimum wage is $24.10 per hour or $915.90 per week. This is a huge plus for people studying in Australia. 

    For students that want to work in Australia full time after graduation, the Australian government also offers temporary graduate visas. These allow students to remain in Australia to live and work temporarily – as well as bring their families with them. 

    Don’t forget to read our Australian student visa application guide.

    Feeling excited?

    PTE Academic can help you achieve your Australian study dreams. Our English language tests are fast, flexible, secure, and accepted by all universities in Australia. 

    Learn more about PTE Academic in Australia or book your test today.

    Last updated 20 December 2024.