US financial aid for international students: your guide to what’s available and where to apply

PTE Author
PTE Author
[Asset] Women laughing with phone

Studying in the United States is a dream for many international students, but with the price tag of a four-year degree hitting more than six figures, cost can be a significant barrier.

Whether it’s kickstarting your career with a degree from an internationally recognized university or becoming more specialized in your current field, there are lots of different financial aid options to help make your American dream a reality.

Who offers scholarships for international students studying in the US?

Based on merit, need, or specific talents, scholarships and grants are one of the most sought-after forms of financial aid. These financial awards cover part or all of the tuition fees and don’t require repayment.

Most students focus on university scholarships, but there are also government, private, and sector-specific options to explore, as well as work-study programs where students can offset fees by working on campus.

1. University scholarships

Many US universities offer scholarships specifically for international students, such as New York University or the California State University International Programs.

2. Government scholarships

The US government also provides funding for international students to study in the US through programs like the Hubert Humphrey Fellowship Program and the Fulbright Foreign Student Program which helps 4,000 students each year.

3. State scholarships

More rare than federal scholarships, there are some state-level programs such as the California State University International Programs that work across the 23 different institutions to offer scholarships for international students.

4. Private scholarships

Various organizations and foundations offer scholarships to international students, such as the AAUW International Fellowships, for women who are not U.S. citizens or permanent residents, and the Aga Khan Foundation’s International Scholarship Programme, for academically outstanding students from a range of countries who wouldn’t otherwise be able to afford to study.

5. Sector-based scholarships

There’s a shortage of workers in key sectors like leisure, hospitality, and nursing in the US. If you’re planning to study an in-demand field, research sector-specific scholarships like the Nurse Corps Scholarship Program to find financial support.

How to find US scholarships for international students

With so many different financial aid and scholarship options available for international students wanting to study in America, it can be hard to know where to start.

A great first step is contacting the Financial Aid team at the universities you’re interested in, as well as searching online databases for relevant scholarship opportunities.

1. University financial aid offices

Almost every university in the US has a financial aid office. They’ll have many years' experience helping international students with funding options and be able to provide detailed information about available scholarships, grants, and work-study opportunities specifically for international students.

2. Online scholarship databases

Don’t limit yourself to what’s available from your university. Online scholarship databases can help find more specific financial aid from a wide variety of sources.

Popular databases include:

  • StudyPortals is one of the largest databases and brings together everything you need to know to explore your study options all in one place. They have dedicated scholarship portals for bachelors, masters and PHD study.

  • International Education Financial Aid (IEFA): A resource for financial aid, college scholarships, and grant information for international students.

  • The US Department of Labor has a scholarship search tool where you can filter by level of study.

  • Scholarships.com: Offers a searchable database of scholarships for international students.

3. EducationUSA

EducationUSA is a US Department of State network with advice centers in more than 170 countries — check if there’s a center near you with their online search tool. From financial aid right through to the documents you’ll need for immigration, they offer advice and support with all aspects of studying in the US.

Which US universities offer the best financial aid for international students?

If you’re looking for universities with great support for international students, the East Coast is the place to start.

With the exception of a few institutions in California, the U.S. News “Best Value Schools” research found that institutions in Massachusetts, New York, and Connecticut gave the most generous support to international students.

Here are just a few of universities offering specific support for international students:

Narrowing down your university search to institutions with a strong track record of supporting international students can help maximize your chance of receiving financial aid.

Applying for financial aid

The most important thing to remember when applying for financial aid is to allow plenty of time.

Researching the different options, writing applications, and waiting to hear back can be a long process, and many scholarships and grants have early deadlines.

You’ll also want enough time to tailor each application to the institution, as well as getting important documents translated and completing English proficiency tests, such as the Pearson Test of English (PTE) — the faster, fairer, simpler English test. The test only takes 2 hours with results typically in less than 2 days and is approved by most universities across the US.

Related Content

  • Image- writing 1080px
    Writing: core English skills part 1
    By PTE Author
    Reading time: 4 minutes

    Part 1 of PTE Academic includes a variety of speaking and writing question types. For writing questions, you may need to improve your skills, such as grammar, spelling, and vocabulary.

    To help practice these skills, we’ve put together some tips on how to improve for this part of the test.

    Grammar

    To help improve grammar, get into the habit of reading something in English every day.

    Create a reading plan and a reading goal to improve your grammar. Start by reading for at least 30 minutes a day.

    It’s recommended that you read a range of texts that you find interesting. Also read news articles on English news sites such as:

    It is hard to use correct grammar in long sentences, so try to keep sentences short: about 18 to 30 words. You should also practice with a variety of short and long sentences.

    Always remember to:

    • End sentences with a full stop (period)

    • Use uppercase and lowercase correctly

    Try to avoid run-on sentences. These are sentences which should be cut to make a shorter sentence, or properly joined to make a grammatically correct sentence.

    You can avoid run-on sentences by using compound and complex sentences, which will also help improve your score. Use commas when writing complex sentences. Some examples of the compound and complex sentences can be found through the British Council’s Learn English website.

    To perform well, learn to proofread your writing so that you can complete the question types as correctly as possible.

    If you can identify areas that you often get wrong, you should work on improving these areas. Ask your English teacher for help, or if you don’t have an English teacher, you can look up your common errors on the internet.

    Spelling

    PTE Academic recognizes and accepts US, UK, Australian and Canadian spelling. However, you should be careful with your spelling. Once you have chosen a spelling convention for one question, keep using it within that question. You can change the spelling format in answers to other questions if you like.

    Vocabulary

    To do well in the writing test, you need to have a broad vocabulary. You should have a good dictionary to help you. A good dictionary will have the meaning, related forms of the word, and example sentences.

    Longman Dictionaries are a great resource to help you improve your vocabulary.

    You should expose yourself to new words at least ten times a day to expand your vocabulary. To learn a new word you should read it, write it and listen to it many times over a couple of days so you can understand the word and use the correct pronunciation.

    Another way to expand your vocabulary is to learn the word forms of words you already know.

    For example, climate (noun), acclimatization (noun), climatic (adjective), acclimatize (verb) etc.

    Each of the above word forms mean something slightly different, so try to learn all the meanings of each word.

    In PTE Academic you will score higher points for vocabulary if by using academic words in your writing. Try to learn some of the most frequent academic words used in writing.

    Also, think about using synonyms in your writing to avoid repetition of words. A thesaurus can help you find synonyms for common academic words.

    The other elements of your vocabulary to consider are correct common prefixes and suffixes, which are added to the base words. Prefixes can change the meaning of a word, for example, expensive and inexpensive.

    Adding a suffix, however, can change the part of speech of the word. A common suffix used is ly, which can change an adjective into an adverb (quick/quickly), ment can change a verb into a noun (entertain/entertainment).

    There are also collocations, which help you use the right word combinations, as some English words just don’t work well together. To identify collocations, read the PTE Academic collocation list.

    PTE Academic is not very strict about accepting only academic vocabulary. You will not lose points for the use of personal pronouns. You will, however, score more points by using higher-level academic vocabulary in the correct way.

    You should try to keep a notebook of new words you learn, their meanings, synonyms, and all the parts of vocabulary that may help you in the test.

    The last core skill required for the writing test is written discourse.

    Want more prep ideas?

    Plus, explore Smart Prep, which combines all our practice materials in one place, so it's easier for you to stay on track with your PTE preparation.

    • Smart Prep is a clear path to test day, guiding you through the official paid and free resources available for your test

    • It can be accessed whether you’ve booked a test or not – just create, or sign in to your myPTE account

    • Preparation materials include guided practice tests, introductory videos, video courses and test tips.

    Ready to get started?

  • Image- Two Asian man in a cafe setting- 800px
    How does PTE Academic mark different accents?
    By PTE Author
    Reading time: 2 minutes

    Your accent will not stand in the way of success!

    Everyone has an accent. You might even be a proficient or fluent English speaker, but with an accent, other people find hard to understand.

    So how does your accent affect your score when you take PTE Academic?

    Because PTE Academic is marked by a computer, it can cut out potential obstacles, such as a human examiner being unfamiliar with your particular accent.

    When the automated scoring program was being designed the computer was trained using candidates from over 126 countries, speaking more than 90 different languages, so it recognizes accents from around the globe. As a result, PTE Academic’s automated scoring technology recognizes and marks everyone’s speech equally and with equal accuracy, regardless of where they are from. What the PTE Academic scoring engine looks for is intelligibility and clarity of response (not which accent you are speaking in) – did you answer in a clear and understandable way that any international speaker of English would understand?

    To hear more on this, listen as one of our leading independent advisors, Dr Alistair Van Moere, a member of Pearson’s Technical Advisory Group, explains how it works.

  • Image of Cambridge University
    The best universities in the UK for international students
    By PTE Author
    Reading time: 4 minutes

    The UK has plenty of respected and renowned universities. Most of these schools are welcoming to foreign students, but some are particularly good at providing a world-class education for students coming from abroad.  

    In this article for international students in the UK, we cover: 

    • An overview of the British education system

    • The best universities in the UK for international students

    • Some of the best unis in the UK for specific fields (e.g. law, medicine, business, psychology).

    The UK education system: A quick overview