Cost of living in the UK

PTE Author
PTE Author
Image- UK, 800px x 451px
Reading time: 4 minutes

You may have heard that London is one of the most expensive places in the world to live in, but fortunately, London, and by extension, England, does not equate to the whole of the UK. In fact, many UK towns and cities are very liveable when compared to other cities across the globe.  

There is quite a bit to look at when considering the cost of living in the UK. Apart from tuition fees, there’s also the cost of rent, transport, and even entertainment – because if you’re living in the UK, there’s no way you should miss out on everything that this great country has to offer- from the food to the culture.  

Let’s look at some aspects of the UK cost of living, so you can best adjust your budget and prepare yourself for a new life abroad. 

Calculating living costs in The UK 

When looking at the cost of living in the UK, it’s best to use an online currency calculator to convert your currency to the British pound – that will give you a better idea of the true cost of living in relation to your country. 

Here’s a rough guide to the currency conversions we have used in this article, dated March 27th, 2020:

  • AU$1,000 = £500

  • US$1,000 = £805

  • €1000 = £895

Once you have a better understanding of the conversion rate, you can better interpret how much rent, utilities and other everyday costs will affect your budget.  

A weekly UK budget 

There are so many factors that contribute to the UK cost of living that it’s impossible to give you a set cost for each week. But a recommended starting point for a budget for a single student in the UK, per week, averages out to about £300. Let’s see how we got to this number (please note these costs are an average from across UK metropolitan cities, outside of the city center). 

Item Cost
Rent (one-bedroom flat)  £162 
Council Tax  £25
Other Utilities (Electricity, Gas etc.)  £40
Travel Costs (if not living on campus)  £14
Food £60
Total £301 

Students in the UK should always take advantage of student pricing to keep costs down. This can include student rates on monthly transportation passes, university dining halls, Halls of Residence living options (which are around £80 per week), and more. If you can work while studying in the UK, it will bring even further financial relief. 

Taking further costs into account, a single student should budget around £15,000 per annum for living in the UK 

This is of course not a comprehensive list, but it will give you a good starting point when it comes to determining your personal cost of living in the UK. 

Cost of living in different UK cities 

As stated earlier, there’s more to the UK than England and London, and the cost of living can vary greatly between cities and countries. If you’re living within a tight budget, you will be more comfortable in a major regional city or a smaller town. The UK standard of living is largely the same, no matter where you choose to call home.

Here are the variations in the cost of rent in London versus other major UK capitals. Price differences in food and other utilities are also similarly reflected across the UK (e.g. the cost of food in Liverpool can be up to 30% cheaper than the cost of food in London).

City Rent average (monthly)
London £1,665 
Edinburgh  £1545
Manchester  £1212
Birmingham £1082
Cardiff  £1014
Glasgow  £902
Belfast  £842 

How much does education cost in the UK? 

University tuition in the UK is another important factor in the cost of living. The UK has world-class education facilities and caps the amount that can be charged for resident students in the UK and the EU at £9,250 a year. International students will pay more – in London, the annual tuition fee ranges from £16,340 to £32,670 depending on the selected course.

How much is health care in the UK? 

Much like their education system, the UK also has an extensive and first-rate health care system known as the National Health Service (NHS). Citizens of the UK access the NHS for free, as do international students per their visa.  

If you prefer, you can sign up to a private health fund, which can lead to faster access to certain health services. This means that a GP check-up will set you back around £70. 

While expensive, living in the United Kingdom comes with many rewards – from its cultural melting pot to its proximity to Europe for the keen traveler. If you’re planning on making the UK your home in the near future, check out PTE English tests for the UK. 

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  • Image - woman on hill in Canada - 800px w
    Student guide: What is the cost of living in Canada?
    By PTE Author
    Reading time: 6 minutes

    Many students dream of studying in Canada. The country has world-renowned teaching facilities and universities, an open immigration system, metropolitan cities, and scenic landscapes. Altogether, it’s a great choice for international students.  

    Studying in Canada is not as expensive as studying in other countries, like the U.S. or U.K. However it is still a big investment. International students pay between $1,800-20,000 CAD per year to attend a Canadian university or college.  

    But, what’s the cost of living in Canada? Canada is a big country and prices vary by region. Nevertheless, the EduCanada government website estimates the average cost of living for foreign students is about $12,000 CAD a year.  

    In this guide, we outline how much students across Canada pay for things like rent, transportation, entertainment, and food – and look into some hidden costs that everyone should keep in mind. 

    Here is our student guide on the cost of living in Canada: 

    Accommodation costs by city  

    When you’re studying in Canada, you can choose between living on-campus or off-campus. Living on-campus is a great opportunity to socialize with other students and make friends. Most institutions also give students on-campus the option to buy a meal plan. But, keep in mind that many universities and colleges prioritize first-year students for on-campus housing.  

    You might also decide to rent an apartment or room off-campus instead. There are lots of housing options in neighborhoods close to universities and colleges – and these are often advertised specifically for students.  

    To give you an idea about how much accommodation will cost, we take a look at some popular Canadian study destinations. Keep in mind, off-campus housing prices might fluctuate because of the pandemic. 

    Toronto  

    At the University of Toronto, on-campus housing for eight months ranges from about $6500- $20,500 CAD, depending on the room and meal-plan. A one-bedroom apartment in Toronto costs about $2,100 CAD/month on average.  

    Vancouver 

    At the University of British Columbia in Vancouver, a room and meal-plan will cost you between $10,700-$13,850 CAD for two terms. A one-bedroom apartment in the city center costs $2,050 CAD/month on average.  

    Montreal 

    At McGill University in Montreal, a single room for 1st-year undergraduate students costs between about $9,700-$12,700 CAD/academic year, without a meal plan. A one-bedroom apartment costs 1,300 CAD/month on average. 

    Halifax 

    At Dalhousie University in Halifax, a single room costs between $8,130-$9,450 CAD/academic year with a meal plan. A one-bedroom apartment costs about $1,400 CAD/month on average.  

    Waterloo 

    At the University of Waterloo, a single room in a traditional-style dorm costs between about $6,700-$7,000 CAD for the fall and winter term, not including a mandatory meal-plan. A one-bedroom apartment costs about $1,500 CAD/month on average.  

    Food costs  

    If you don’t have a meal plan and live off-campus, you must include grocery shopping in your budget. Of course, food prices are different across the country and depend on where you decide to shop.  

    Let’s take a quick look at how much essential items may cost in Canada’s largest city, Toronto:  

    • Milk (about $3 CAD)

    • Rice, 1kg (about $3.50 CAD)

    • Apples, 1kg (about $4 CAD)

    • Red meat, 1kg (about $16 CAD)

    • 12 eggs (about $3.50 CAD)

    According to the City of Toronto’s Nutritious Food Basket Calculator, a male aged 19-30 must spend a minimum of $65.50/week to buy healthy food. A female the same age living in Toronto must spend about $51 CAD/week to buy healthy food.  

    Transportation costs in Canada 

    How much is the average cost of transportation in Canada? Many international students rely on public transportation to get around. And oftentimes, transport costs are included in tuition fees – giving you unlimited access to the city’s whole transportation system.  

    But in some cities – like Toronto and Montreal – you can buy your own pass at a reduced fare. In Montreal, a student pass costs $53 CAD/month. In Toronto, which is a much more expensive city, a pass costs $128 CAD/month.  

    Outside of larger cities, it can also be useful to have a car, especially if you are used to driving at home. But, keep in mind this can cost a lot extra. To get an idea of how much it costs to drive a car in Canada, check out this driving costs calculator by the Canadian Automobile Association (CAA).  

    Entertainment costs 

    Canada offers many cultural and outdoor activities for you to enjoy. You can find world-class music festivals, skiing and snowboarding, and giant sporting events like basketball, hockey, and baseball games.  

    Of course, you will also still get to enjoy many things you did at home. Here are a few things you might like to do in Canada, along with how much each costs:  

    • Visit a renowned museum (many offer free evenings, and entrance for young people or students) 

    • Meet a friend for coffee ($1.76 CAD at coffee chain Tim Hortons) 

    • Rent skates and go ice-skating outdoors (about $10 CAD)

    • Watch a movie in theaters (about $15 CAD)

    • Eat dinner at a casual restaurant (about $15-25 CAD)

    Insurance costs 

    Canada has a publicly-funded health system. However, each province and territory administers its own healthcare. Whether or not you can receive publicly-funded medical coverage will depend on where you are in Canada.  

    If you don’t qualify for public healthcare, your institution might require you to enroll in a specific insurance plan or find your own private coverage. You should check with your institutions about exactly what coverage you need to study safety in Canada.  

    Hidden costs 

    Lots of hidden costs arise when studying abroad, and there are a few things students in Canada should keep in mind.  

    For one, it is expensive to own a cellphone in Canada. In fact, cell phone bills in Canada are among the highest in the world. Canadians pay $101 CAD/month, on average, for a cellphone plan.  

    You will also need to buy warm winter clothing – including a jacket, boots, socks, gloves, hat, and scarf. You can expect to pay about $300-$400 CAD for these items brand new. However, thrift stores might also carry winter clothing for much cheaper.  

    Finally, you shouldn’t forget about Canadian sales taxes. Taxes in Canada are higher than many places in the world and range from about 12%-15%.

  • Image- Australia, 609px
    12 Aussie slang words you need to know
    By PTE Author
    Reading time: 5 minutes

    If you dream of studying in Australia, be prepared to learn some slang. Aussies are known for their use of informal language. Many consider it part of their national identity.

    As this article by two Monash University linguists points out, Australia’s attachment to slang actually goes all the way back to some of the earliest English settlements in the country. 

     So, what slang words should you know before traveling “down under”? Here are 12 popular Australian slang words to get started: 

    1. Arvo

    “Arvo” means afternoon. According to the Australian National Dictionary Centre, the word was first recorded in 1920. In Australian English, an “-o” is commonly added to shortened words. Two examples are “ambo” (ambulance driver) or “rello” (relative) – but there are many more. 

    How to use it: I’m meeting my sister in the park on Sunday arvo.  

    2. Barbie

    “Barbie” is a short form of barbeque. In Australian English, “-ie” is also added to lots of abbreviated words. The word “selfie” is a good example of this; it was coined by an Australian man in 2002!  

    How to use it: We’re having a barbie tomorrow – do you want to come?  

     3. Chucking a sickie 

    “Chucking a sickie” means to take a sick day from work when you are not sick – or without a proper reason. Look, there’s that “–ie” again. 

    According to a 2018 study, nearly half of Australians who take off sick are actually chucking a sickie.  

    How to use it: I’m going to chuck a sickie on Monday to spend an extra day with my family. 

    4. Give someone a bell

    “To give someone a bell” simply means to call someone on the phone. It’s a term used both in Australia and the U.K.  

    How to use it: I’ll give you a bell tomorrow when I’m out of class. 

    5. Hard yakka

    “Hard yakka” means work hard. The word “yakka” – which first appeared in the 1840s – derives from the word for work (yaga). It comes from Yagara, an Indigenous language in Australia. 

    In fact, many Australian English words derive from Indigenous languages. Take a look at some more examples on ABC Learn English. 

    How to use it: Studying for my final English exam was hard yakka, but worth it.  

    6. Macca’s

    “Macca’s” is a nickname for Mcdonald’s. If you used the term Macca’s in the U.S. or Canada, you’d get some funny looks. But the term is very common in Australia. In fact, McDonald’s changed its name to Macca’s at stores across the country for Australia Day in 2013 – and still refers to itself as Macca’s today.  

    How to use it: I’m craving a cheeseburger. Where’s the closest Macca’s?  

    7. Mate

    “Mate” is a popular word for friend. And while it’s used in other English-speaking countries around the world, it has a special connection to Australia. In the past, mate has been used to address men,  but it can be gender-neutral.  

    In Australia, you’ll also hear mate used in an ironic sense. If someone is upset with an athlete’s play, for example, they might yell at the T.V.: “maattee!”  

    How to use it: G’day mate, how are you doing? 

    8. No worries 

    “No worries” is a common way to say that something is no bother – or even to say you’re welcome. It’s often used to assure people that everyone will be alright, and not to worry.  

    How to use it: “Thanks for taking that shift at work for me!” – No worries, I don’t mind at all.  

     9. She’ll be right

    “She’ll be right” is an optimistic way to say that everything will turn out okay in the end.  

    Now, why is the pronoun she used? “Australian English often uses the feminine pronoun she where standard English would use it. For example, instead of ‘it’ll be right’ Australians say ‘she’ll be right’,” explains the Australian National Dictionary Centre.  

     How to use it: I’m worried about applying to a university abroad. But I know if I work hard, she’ll be right.  

    10. Uey

    A “uey” is a U-turn. When you say it, it sounds like “You E”. Instead of saying make a uey, you’re more likely to hear an Australian say chuck a uey.

    How to use it: We’re going in the wrong direction! Chuck a uey up ahead to turn around.  

     11. Uni

    “Uni” is an abbreviation for – you guessed it – university. The word uni is used in both Australia, New Zealand, and the U.K.; and while it’s not very common in Canada or the U.S., most people would still understand you if you said it. There are 43 unis in Australia – you can take a look at them here. 

    How to use it: My best mate from uni just had a baby. She looks just like him!  

     12. Veggo

    A “veggo” is a vegetarian. About 3% of the population in Australia say they’re vegetarian, while just 1% are vegan. But if you’re a veggo, you won’t have any issues shopping. There are lots of meat and dairy-free options available in supermarkets and restaurants.  

    How to use it: My brother is a veggo. He cooked some amazing veggie burgers on the barbie last weekend.  

  • Image- Australia,800px x 451px
    How to apply for a permanent resident visa in Australia
    By PTE Author
    Reading time: 5 minutes

    There’s a lot to love about living in Australia. The country boasts beautiful landscapes, multicultural cities, and one of the best education systems in the world. Many people who hold an Australian work visa want to stay in Australia for the long run and decide to apply to become a permanent resident.

    In this guide, we’ll take a look into what the process entails. By the end you’ll have all the information and online resources you need to apply for a permanent resident visa in Australia:

    What does it mean to be a permanent resident in Australia?

    With an Australian permanent resident visa, you can remain in the country indefinitely. If you secure a permanent resident visa you’ll also be able to:

    • Work and study in Australia

    • Receive healthcare benefits

    • Sponsor relatives for their permanent resident visas

    • Apply for citizenship

    Keep in mind that until you become a citizen, you cannot:

    • Hold an Australian passport

    • Vote in Australian elections

    • Access student loan benefits

    How to apply

    There are multiple ways to apply for a permanent resident visa in Australia. It will depend on how and why you are eligible. Most commonly, people commonly apply through a family, work, or business stream.

    A family-stream permanent resident visa

    A family member can sponsor you for a visa. You can do this if you are the partner, child, parent, or dependent of an Australian citizen or an Australian permanent resident. You can also be sponsored for a permanent resident visa if you need to move to Australia to care for a family member long-term. You can apply from both inside and outside Australia for this type of visa.

    To learn about how to apply through the family stream and all the different visas available, check out this questionnaire on the Government of Australia website.

    A work-stream permanent resident visa

    You can be sponsored by an Australian employer for a permanent resident visa. Likewise, you might also be able to apply through a skilled workers program. You will qualify for this if you have skills the country views as valuable – such as chemistry, agricultural engineering, or carpentry. The skilled occupation list outlines all the jobs in Australia that are in high-demand.

    Keep in mind that for some work-stream visas, you must be nominated by an employer or Australian government agency to apply.

    Discover the different work-stream permanent resident visa options on the Government of Australia website.

    A business or investment permanent resident visa

    If you own or manage a business in Australia, or invest in the country, you can apply for a permanent resident visa. This will allow you to live and work in Australia indefinitely.

    People are also eligible to apply for permanent resident visas in Australia for a range of different reasons. For example, if you wish to retire or are a former resident of the country. You may also apply if you have a “distinguished talent” – which means you have made an outstanding achievement in a certain field – or are a refugee. For each visa, you’ll also have to check if you qualify. Every situation is different and you can explore every visa option on the Australian Government website.

    Fees and processing times

    Expect to pay $2,890 AUD for an investor visa, $4,770 AUD for a skilled visa, and $9,095 AUD for a partner visa.*

    Processing times also range. Some permanent resident visas take a few months, while others can take more than two years to be granted. This makes it extremely important to do your research and plan ahead.

    *Please note these fees are correct at the time of writing. Please consult the government website for up-to-date information.

    Many permanent resident visas always require you to take an English language test, so you’ll have to study for this in advance. Our secure, computer-based English exam PTE Academic is accepted by the Australian government for all visa categories – including business and investment permanent resident visas. And the good news? Once you’ve written the test, you get the results within 48 hours.

    Learn more about PTE Academic for Australia.

    Plan ahead

    Applying for a permanent visa anywhere can be a long (and sometimes complicated) process. So, it really does pay to do your research ahead of time. You’ll need to save up, prepare your application, and plan your move ahead with lots of time to spare.

    Want to learn more about living, working, and studying in Australia? Check out all our articles on our blog.

    We are not immigration agents. For all up-to-date information about visa rules and regulations, see the official guidelines on the Department of Home Affairs website.

    Last updated 20 December 2024.