The United Kingdom is a cornucopia of leading education facilities and employment opportunities – but such world-class education comes at a cost. With university courses quite easily exceeding £20,000 (US$24,830), studying in the UK is known to be costly (and that’s not even taking into account rent and other costs of living!).

It’s understandable then that many students in the UK require some financial help to see them to the end of their education. Working while studying can be an option – but what about UK education loans for international students? 

Can international students get loans in the UK? 

The answer to this question is quite simple, and it lies in your citizenship. It is also set to change once the UK leaves the EU.  

EU citizens/Student loans UK

If you’re a student from a European Union country – such as Italy, Germany, France, Spain or Sweden – your education costs will be capped as though you were a UK student. This means that you won’t pay more than £9,250 a year for your university degree. 

You will also be eligible for a government student loan. This will cover your tuition fees, as well as your living costs if you’re studying an undergraduate course. This UK education loan for international students is not paid directly to you; instead, it will be paid to your university, and you will be required to pay it off in increments once you graduate. 

A wide number of degree types will allow you to access student financial assistance. These include (according to gov.uk): 

• A first degree, for example BA, BSc or BEd

• A Foundation Degree

• A Certificate of Higher Education

• A Diploma of Higher Education (DipHE)

• A Higher National Certificate (HNC)

• A Higher National Diploma (HND)

• An Initial Teacher Training course

• An integrated master’s degree

• A pre-registration postgraduate healthcare course.

Interestingly, if you are an EU student and plan to study in Scotland, you might not pay any tuition fees. The costs are covered by the Student Awards Agency for Scotland (SAAS) for first degrees and PGDE courses. 

International student loans UK 

We wish that there was good news on this front – but unfortunately, UK education loans for international students (excluding students from the EU) are not available. Additionally, the cost of your tuition fees can potentially be far more than home students, with laboratory-based degrees set to cost up to £30,000. 

If you plan to study in the UK as an international student, it’s also worth remembering that you’ll need to prove that you have £1,015 in your international student bank for each month of study up to nine months in order to be eligible for your visa. This number increases to £1,265 if you’re studying within London. This means that you’ll need to have saved between £9,135 and £11,385 in your bank account (depending on your university’s location) before you can obtain your student visa. 

So, what can international students do to support themselves while studying in the UK? 

Working while studying in the UK 

While it can be difficult to balance work and study – especially if you’re studying in a country that is not your home – it is one of the best ways to ensure a steady income if you cannot apply for an international student loan. Your visa may restrict you to a set number of hours, but that doesn’t mean you can’t work to get a little extra cash into your bank account. 

An international student visa (Student route visa, formerly known as Tier 4), will allow you to work up to 20 hours per week during the term. A number of casual jobs will grant short shifts that do not exceed this limit, including: 

• Retail worker

• Receptionist

• Waiter/barista/bartender

• Shelf packer

• Mystery shopper.

When UK vacation periods come into effect, however, you are able to work full-time hours. This means you could potentially undertake higher-paying jobs such as: 

• Private tutor

• Sales representative

• Event assistant

• Call center operator

• Amusement park staff member.

Students should check out Indeed, Reed, or Monster to apply for part-time work.

Apply for an international student loan 

Depending on your country of origin, you can still apply for a loan to study abroad. The USA and Australia have such loans in place, but these may be restricted to particular countries, courses and universities. This is likely the closest equivalent to an international student loan in the UK. 

Consider an exchange program 

Although these may not be as extensive as full-time study in the UK, it can be a chance to test out the experience for up to a year. You will have to check that your university in your home country has an exchange program set up with a university in the UK, but it could be an excellent experience if you can partake in it. 

Apply for a scholarship 

This is likely your best chance for getting a foot in the door if you’re an international student looking for a loan to study in the UK. There are many scholarships open to international students, with varying levels of criteria to meet. They also tend to differ depending on the country in which you live. Some examples of these include: 

• Commonwealth Scholarship

• Saltire Scholarships

• Chevening Scholarships

If you have your heart set on studying in the UK, it’s best to explore every avenue available to you to ensure you end up studying in the country and university you love.

Learn more about PTE Academic if you need to undertake an English language proficiency test before you depart.

Most test scores are now returned within just 2 days

During 2018 students, migrants, and professionals that sat PTE Academic received their scores in even less time than ever before. In fact, during 2018, 85.7% of PTE Academic test takers received their results within just 2 days.

Learning a language is much easier when you’re enjoying yourself – which is why watching movies can be a great way to immerse yourself in the language.

What better way is there to pick up new phrases and slang terms that you would not learn in the classroom, all with popcorn in hand?

It can be hard to know which movie to choose so here are our top ten to help you get started. These films are chosen for their language clarity and cultural insights, offering a fun way to improve English skills for beginners and advanced learners alike.

If you are not feeling confident, watch with subtitles and you will soon pick things up.

1. Forrest Gump (1994)

A fantastic choice for beginners, this film teaches English while taking you through the heart of American history. This movie is one of the best English movies for learners as Forrest speaks so slowly throughout the entire movie. It is also an iconic 90’s movie which will make you laugh and cry in equal measure.

2. Harry Potter series

Perfect for all ages, these films are a treasure trove of rich vocabulary set in a magical world. Many things make the Harry Potter series great for your linguistics skills! Aside from the rich vocabulary, due to the sheer number of films in the series you will get to build up your understanding of different characters, their personalities, accents and ways of communicating.

3. The King's Speech (2010)

What a great idea for learning English – watching a film where the main character – a historic British figure – is learning to speak! King George VI struggles to communicate due to a speech impediment, which means pronunciation is a very big focus in this movie.

4. Pride and Prejudice (2005)

For lovers of classic literature, this film offers a window into historical British English. The movie adaptation of Pride and Prejudice will also expose you to societal norms, colloquial expressions, formal language and phrases as this movie is set in the early 19th century England.

5. Home Alone (1990)

This is one of the best English movies to watch, especially for beginners. It is full of day-to-day phrases and a slower pace, so it is easier to follow along. It is also a Christmas classic for all the family.

6. Love Actually (2010)

Great for picking up informal turns of phrases, slang and expressions used by British people. It also showcases a variety of British (and Irish) accents, so you can expose yourself to a breadth of British ways of speaking.

7. Little Miss Sunshine (2006)

A charming film for mastering conversational American English.

8. The Pursuit of Happyness (2006)

Immerse in everyday conversational English set in contemporary America.

9. Brave (2012)

Animated and perfect for beginners, this film is set in Medieval Scotland so you will get to experience the Scottish accent and culture as well as learning some everyday phrases and idioms.

10. Inception (2010)

This movie should be on your list if you are focusing on advanced language learning. The language and the plot are both really complex. You will be exposed to advanced vocabulary and narratives which are really thought-provoking.

These films offer an immersive, engaging, and often emotionally resonant context for language learning. Whether you're just starting or looking to refine your skills, each movie is a step forward in your language-learning adventure.

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