Where to live in Canada: your ultimate guide to finding your perfect slice of the Great White North

PTE Author
PTE Author
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Looking to make the land of mountains and maple syrup your home? From bustling cities to charming small towns, Canada offers something for everyone. Whether you’re planning to study in one of Canada’s top universities or you’re a skilled worker looking to build your career, here’s our guide to finding the perfect place to call home.

The big players: Canada's metropolitan powerhouses

Moving to Canada doesn’t mean choosing between city life and nature. Many of Canada’s major cities have stunning views right on their doorstep. You’ll pay more for living in Canada’s biggest cities, but you’ll also enjoy a thriving international community and endless things to do.

Toronto: foodie heaven

The capital of Ontario is home to the postcard-famous CN Tower and more food options than you can count. Toronto is perfect for career-focused individuals who love a fast-paced lifestyle.

It’s also where you’ll find the top university in the country Toronto University.

Vancouver: nature meets city chic

Nestled between mountains and the Pacific Ocean, Vancouver is a dream for nature lovers who crave urban sophistication.

This West Coast gem offers endless outdoor adventures, from skiing Grouse Mountain to kayaking in English Bay, all just minutes from downtown.

The city’s diverse neighborhoods buzz with cultural flair, boasting a thriving arts scene, world-class dining, and bustling markets Granville Island.

Montreal: bilingual beauty

Craving croissants and culture? Montreal's got you covered! This bilingual city offers the perfect blend of Old World charm and New World opportunities.

The rent is surprisingly reasonable (by big city standards), and the poutine is a must-try for any foodie.

For the budget-conscious: hidden gems

Canada’s not just about the big three — there are many beautiful places just a step or two off the beaten path that can help you save money while building your new life in Canada. Keep in mind that the further north you go, the colder it will get!

Halifax: ocean views without big bills

Over in eastern Canada, this Atlantic port city offers a perfect blend of history, culture, and natural beauty. Stroll along the bustling Halifax Waterfront, where historic warehouses have been transformed into shops, cafes, and galleries. Fresh seafood is a local specialty, with countless restaurants serving up everything from lobster rolls to fish tacos.

Warm summers call for a visit to Chocolate Lake Beach or a ferry ride to explore picturesque Dartmouth. With friendly locals, excellent universities, and a laid-back vibe, Halifax is a seaside haven that won’t break the bank.

Winnipeg: an arty escape

At the meeting point of the Red and Assiniboine rivers, Winnipeg shines as the vibrant capital of Manitoba.

This prairie city punches well above its weight in culture, with events like the Winnipeg Folk Festival and the Royal Winnipeg Ballet keeping locals entertained year-round, while the Exchange District’s stunning architecture houses buzzing cafes, art studios, and theatres.

Winter doesn’t dampen the spirit here — it’s embraced with outdoor skating trails and the enchanting Festival du Voyageur. With nearly 800,000 resilient residents and an affordable cost of living, Winnipeg offers both creativity and community to those willing to brave its long winters.

For the career-focused: cities of opportunity

From oil workers to healthcare professionals, there are many opportunities to further your career in Canada. Good news for professionals looking to relocate to Canada: PTE Core is now accepted for all economic migration visas, making your journey to Canada smoother than a frozen lake in January! Take a look at these career-friendly cities.

Calgary: where oil money meets mountain air

In the heart of Alberta, Calgary is a booming city where opportunity meets outdoor adventure. With a thriving energy sector powering its economy, this city attracts professionals seeking lucrative careers.

On weekends, trade your desk for the Rocky Mountains, just an hour’s drive away, offering hiking in the summer and skiing in the winter. The Calgary Stampede brings cowboy vibes, while its modern downtown and craft breweries keep it contemporary.

And here’s the cherry on top: no provincial sales tax means your hard-earned dollars go even further.

Ottawa: government jobs and gorgeous falls

As Canada’s capital, Ottawa combines political prominence with a charming, laid-back vibe. Jobs in federal government and high-tech industries ensure stability and competitive salaries.

History buffs will love Parliament Hill, while nature lovers can take in stunning views at nearby waterfalls or bike along the scenic Ottawa River Pathway. Winter transforms the iconic Rideau Canal into the world’s largest skating rink, perfect for a commute on blades.

With bilingual culture, excellent schools, and lush green spaces, it’s easy to see why Ottawa consistently ranks as one of the best places to live in Canada.

For the culture vultures: cities with a creative side

Quebec City: culture & croissants

Quebec City brings a slice of Europe to Canada with its cobblestone streets, centuries-old French architecture, and a vibrant cultural scene. The Old Town, a UNESCO World Heritage site, is a picturesque maze of charming shops, cafes, and bistros where you can savor fresh croissants and classic poutine.

Festivals like Carnaval de Québec keep the city buzzing, while local art galleries and theaters celebrate its Francophone heritage. Brushing up on your French will make it easier to enjoy the warm, welcoming community and embrace the city’s distinct identity, making Quebec City a top pick for lovers of culture and history.

Victoria: British vibes with Pacific views

Victoria, British Columbia’s capital, blends Old World charm with laid-back West Coast flair. This picturesque city is rich in culture, offering everything from afternoon tea at the historic Empress Hotel to world-class museums and galleries.

Its stunning harbor is a hub for whale-watching tours, while Beacon Hill Park’s gardens and trails provide a serene escape. Foodies will love the farm-to-table restaurants, craft breweries, and seafood straight from the Pacific.

Moving to Canada

Whether you’re in search of a top student experience or the perfect place to build a career, Canada has a spot you can call home. Wherever you choose, remember to embrace the local culture, buy a good winter coat, and never, ever say you prefer American beer!

Ready to make the move? PTE is the stress-free way to start your Canadian adventure.

With PTE Academic accepted by 98% of Canadian universities and PTE Core accepted for all economic migration visas.

Find out why PTE is the faster, fairer, simpler choice for your move to Canada.

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    Reading time: 4 minutes

    During Part 3: Listening in PTE Academic, you will need to know pronunciation in order to understand what the speakers are saying.

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    When completing PTE Academic, you will hear a variety of accents from both fluent English speakers and second language speakers, as you would in the real world. Don’t worry, the accents will be clear and regular users of English do not have trouble understanding them. To prepare you should choose texts from around the world and practice listening to a wide range of accents.

    The recordings in PTE Academic use authentic examples of speech, so there will be connected speech present. Connected speech includes: assimilation, elision, twinning, catenation, linking vowel sounds, intrusive sounds, the schwa /ə/, weak forms, and contractions. These words are not used in English when you pronounce each word separately. They are only used in connected speech.

    Assimilation

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    Watch these videos from BBC Learning English to better understand assimilation:

    Elision

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    This Pronunciation: The sound /s/ video shows how it works.

    Twinning

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    Watch the video below to learn more:

    Catenation

    Catenation is when one word ends in a consonant sound and the next one starts with a vowel and we say the two words as one.

    The below video will help you learn more about catenation:

    Linking vowel sounds

    When we speak, we use the /j/ (the first sound in yellow) and /w/ (the first sound in wet) to link words that end with a vowel to the next word that starts with a vowel.

    For example, we would say he yordered, but we write he ordered and you say go won, but write go on.

    To learn more about linking /j/ and linking /w/ you can view this video:

    Intrusive sounds

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    For example, we say sawrants but we write saw ants.

    This video on intrusive sounds will help you understand better:

    The schwa /ə/

    The most common vowel sound in English is the schwa /ə/. It is used in connected speech and is when you pronounce a vowel, which is not stressed in a word.

    This video will better explain what it means and how it’s used:

    Weak forms

    In addition to the above, the schwa /ə/ is used to pronounce the vowel in weak forms of grammar words in connected speech. It can be a little confusing so we recommend watching all of the below videos to learn more:

    Contractions

    In connected speech, when we are not stressing the subject, verb, or not, we do not use the full form of the subject and verb with verbs be and have. These are contractions.

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    Student guide: What is the cost of living in Canada?
    By PTE Author
    Reading time: 6 minutes

    Many students dream of studying in Canada. The country has world-renowned teaching facilities and universities, an open immigration system, metropolitan cities, and scenic landscapes. Altogether, it’s a great choice for international students.  

    Studying in Canada is not as expensive as studying in other countries, like the U.S. or U.K. However it is still a big investment. International students pay between $1,800-20,000 CAD per year to attend a Canadian university or college.  

    But, what’s the cost of living in Canada? Canada is a big country and prices vary by region. Nevertheless, the EduCanada government website estimates the average cost of living for foreign students is about $12,000 CAD a year.  

    In this guide, we outline how much students across Canada pay for things like rent, transportation, entertainment, and food – and look into some hidden costs that everyone should keep in mind. 

    Here is our student guide on the cost of living in Canada: 

    Accommodation costs by city  

    When you’re studying in Canada, you can choose between living on-campus or off-campus. Living on-campus is a great opportunity to socialize with other students and make friends. Most institutions also give students on-campus the option to buy a meal plan. But, keep in mind that many universities and colleges prioritize first-year students for on-campus housing.  

    You might also decide to rent an apartment or room off-campus instead. There are lots of housing options in neighborhoods close to universities and colleges – and these are often advertised specifically for students.  

    To give you an idea about how much accommodation will cost, we take a look at some popular Canadian study destinations. Keep in mind, off-campus housing prices might fluctuate because of the pandemic. 

    Toronto  

    At the University of Toronto, on-campus housing for eight months ranges from about $6500- $20,500 CAD, depending on the room and meal-plan. A one-bedroom apartment in Toronto costs about $2,100 CAD/month on average.  

    Vancouver 

    At the University of British Columbia in Vancouver, a room and meal-plan will cost you between $10,700-$13,850 CAD for two terms. A one-bedroom apartment in the city center costs $2,050 CAD/month on average.  

    Montreal 

    At McGill University in Montreal, a single room for 1st-year undergraduate students costs between about $9,700-$12,700 CAD/academic year, without a meal plan. A one-bedroom apartment costs 1,300 CAD/month on average. 

    Halifax 

    At Dalhousie University in Halifax, a single room costs between $8,130-$9,450 CAD/academic year with a meal plan. A one-bedroom apartment costs about $1,400 CAD/month on average.  

    Waterloo 

    At the University of Waterloo, a single room in a traditional-style dorm costs between about $6,700-$7,000 CAD for the fall and winter term, not including a mandatory meal-plan. A one-bedroom apartment costs about $1,500 CAD/month on average.  

    Food costs  

    If you don’t have a meal plan and live off-campus, you must include grocery shopping in your budget. Of course, food prices are different across the country and depend on where you decide to shop.  

    Let’s take a quick look at how much essential items may cost in Canada’s largest city, Toronto:  

    • Milk (about $3 CAD)

    • Rice, 1kg (about $3.50 CAD)

    • Apples, 1kg (about $4 CAD)

    • Red meat, 1kg (about $16 CAD)

    • 12 eggs (about $3.50 CAD)

    According to the City of Toronto’s Nutritious Food Basket Calculator, a male aged 19-30 must spend a minimum of $65.50/week to buy healthy food. A female the same age living in Toronto must spend about $51 CAD/week to buy healthy food.  

    Transportation costs in Canada 

    How much is the average cost of transportation in Canada? Many international students rely on public transportation to get around. And oftentimes, transport costs are included in tuition fees – giving you unlimited access to the city’s whole transportation system.  

    But in some cities – like Toronto and Montreal – you can buy your own pass at a reduced fare. In Montreal, a student pass costs $53 CAD/month. In Toronto, which is a much more expensive city, a pass costs $128 CAD/month.  

    Outside of larger cities, it can also be useful to have a car, especially if you are used to driving at home. But, keep in mind this can cost a lot extra. To get an idea of how much it costs to drive a car in Canada, check out this driving costs calculator by the Canadian Automobile Association (CAA).  

    Entertainment costs 

    Canada offers many cultural and outdoor activities for you to enjoy. You can find world-class music festivals, skiing and snowboarding, and giant sporting events like basketball, hockey, and baseball games.  

    Of course, you will also still get to enjoy many things you did at home. Here are a few things you might like to do in Canada, along with how much each costs:  

    • Visit a renowned museum (many offer free evenings, and entrance for young people or students) 

    • Meet a friend for coffee ($1.76 CAD at coffee chain Tim Hortons) 

    • Rent skates and go ice-skating outdoors (about $10 CAD)

    • Watch a movie in theaters (about $15 CAD)

    • Eat dinner at a casual restaurant (about $15-25 CAD)

    Insurance costs 

    Canada has a publicly-funded health system. However, each province and territory administers its own healthcare. Whether or not you can receive publicly-funded medical coverage will depend on where you are in Canada.  

    If you don’t qualify for public healthcare, your institution might require you to enroll in a specific insurance plan or find your own private coverage. You should check with your institutions about exactly what coverage you need to study safety in Canada.  

    Hidden costs 

    Lots of hidden costs arise when studying abroad, and there are a few things students in Canada should keep in mind.  

    For one, it is expensive to own a cellphone in Canada. In fact, cell phone bills in Canada are among the highest in the world. Canadians pay $101 CAD/month, on average, for a cellphone plan.  

    You will also need to buy warm winter clothing – including a jacket, boots, socks, gloves, hat, and scarf. You can expect to pay about $300-$400 CAD for these items brand new. However, thrift stores might also carry winter clothing for much cheaper.  

    Finally, you shouldn’t forget about Canadian sales taxes. Taxes in Canada are higher than many places in the world and range from about 12%-15%.

  • Image- UK, 800px x 451px
    Cost of living in the UK
    By PTE Author
    Reading time: 4 minutes

    You may have heard that London is one of the most expensive places in the world to live in, but fortunately, London, and by extension, England, does not equate to the whole of the UK. In fact, many UK towns and cities are very liveable when compared to other cities across the globe.  

    There is quite a bit to look at when considering the cost of living in the UK. Apart from tuition fees, there’s also the cost of rent, transport, and even entertainment – because if you’re living in the UK, there’s no way you should miss out on everything that this great country has to offer- from the food to the culture.  

    Let’s look at some aspects of the UK cost of living, so you can best adjust your budget and prepare yourself for a new life abroad. 

    Calculating living costs in The UK 

    When looking at the cost of living in the UK, it’s best to use an online currency calculator to convert your currency to the British pound – that will give you a better idea of the true cost of living in relation to your country. 

    Here’s a rough guide to the currency conversions we have used in this article, dated March 27th, 2020:

    • AU$1,000 = £500

    • US$1,000 = £805

    • €1000 = £895

    Once you have a better understanding of the conversion rate, you can better interpret how much rent, utilities and other everyday costs will affect your budget.  

    A weekly UK budget 

    There are so many factors that contribute to the UK cost of living that it’s impossible to give you a set cost for each week. But a recommended starting point for a budget for a single student in the UK, per week, averages out to about £300. Let’s see how we got to this number (please note these costs are an average from across UK metropolitan cities, outside of the city center).