Student guide: What is the cost of living in Canada?

PTE Author
PTE Author
Image - woman on hill in Canada - 800px w
Reading time: 6 minutes

Many students dream of studying in Canada. The country has world-renowned teaching facilities and universities, an open immigration system, metropolitan cities, and scenic landscapes. Altogether, it’s a great choice for international students.  

Studying in Canada is not as expensive as studying in other countries, like the U.S. or U.K. However it is still a big investment. International students pay between $1,800-20,000 CAD per year to attend a Canadian university or college.  

But, what’s the cost of living in Canada? Canada is a big country and prices vary by region. Nevertheless, the EduCanada government website estimates the average cost of living for foreign students is about $12,000 CAD a year.  

In this guide, we outline how much students across Canada pay for things like rent, transportation, entertainment, and food – and look into some hidden costs that everyone should keep in mind. 

Here is our student guide on the cost of living in Canada: 

Accommodation costs by city  

When you’re studying in Canada, you can choose between living on-campus or off-campus. Living on-campus is a great opportunity to socialize with other students and make friends. Most institutions also give students on-campus the option to buy a meal plan. But, keep in mind that many universities and colleges prioritize first-year students for on-campus housing.  

You might also decide to rent an apartment or room off-campus instead. There are lots of housing options in neighborhoods close to universities and colleges – and these are often advertised specifically for students.  

To give you an idea about how much accommodation will cost, we take a look at some popular Canadian study destinations. Keep in mind, off-campus housing prices might fluctuate because of the pandemic. 

Toronto  

At the University of Toronto, on-campus housing for eight months ranges from about $6500- $20,500 CAD, depending on the room and meal-plan. A one-bedroom apartment in Toronto costs about $2,100 CAD/month on average.  

Vancouver 

At the University of British Columbia in Vancouver, a room and meal-plan will cost you between $10,700-$13,850 CAD for two terms. A one-bedroom apartment in the city center costs $2,050 CAD/month on average.  

Montreal 

At McGill University in Montreal, a single room for 1st-year undergraduate students costs between about $9,700-$12,700 CAD/academic year, without a meal plan. A one-bedroom apartment costs 1,300 CAD/month on average. 

Halifax 

At Dalhousie University in Halifax, a single room costs between $8,130-$9,450 CAD/academic year with a meal plan. A one-bedroom apartment costs about $1,400 CAD/month on average.  

Waterloo 

At the University of Waterloo, a single room in a traditional-style dorm costs between about $6,700-$7,000 CAD for the fall and winter term, not including a mandatory meal-plan. A one-bedroom apartment costs about $1,500 CAD/month on average.  

Food costs  

If you don’t have a meal plan and live off-campus, you must include grocery shopping in your budget. Of course, food prices are different across the country and depend on where you decide to shop.  

Let’s take a quick look at how much essential items may cost in Canada’s largest city, Toronto:  

  • Milk (about $3 CAD)

  • Rice, 1kg (about $3.50 CAD)

  • Apples, 1kg (about $4 CAD)

  • Red meat, 1kg (about $16 CAD)

  • 12 eggs (about $3.50 CAD)

According to the City of Toronto’s Nutritious Food Basket Calculator, a male aged 19-30 must spend a minimum of $65.50/week to buy healthy food. A female the same age living in Toronto must spend about $51 CAD/week to buy healthy food.  

Transportation costs in Canada 

How much is the average cost of transportation in Canada? Many international students rely on public transportation to get around. And oftentimes, transport costs are included in tuition fees – giving you unlimited access to the city’s whole transportation system.  

But in some cities – like Toronto and Montreal – you can buy your own pass at a reduced fare. In Montreal, a student pass costs $53 CAD/month. In Toronto, which is a much more expensive city, a pass costs $128 CAD/month.  

Outside of larger cities, it can also be useful to have a car, especially if you are used to driving at home. But, keep in mind this can cost a lot extra. To get an idea of how much it costs to drive a car in Canada, check out this driving costs calculator by the Canadian Automobile Association (CAA).  

Entertainment costs 

Canada offers many cultural and outdoor activities for you to enjoy. You can find world-class music festivals, skiing and snowboarding, and giant sporting events like basketball, hockey, and baseball games.  

Of course, you will also still get to enjoy many things you did at home. Here are a few things you might like to do in Canada, along with how much each costs:  

  • Visit a renowned museum (many offer free evenings, and entrance for young people or students) 

  • Meet a friend for coffee ($1.76 CAD at coffee chain Tim Hortons) 

  • Rent skates and go ice-skating outdoors (about $10 CAD)

  • Watch a movie in theaters (about $15 CAD)

  • Eat dinner at a casual restaurant (about $15-25 CAD)

Insurance costs 

Canada has a publicly-funded health system. However, each province and territory administers its own healthcare. Whether or not you can receive publicly-funded medical coverage will depend on where you are in Canada.  

If you don’t qualify for public healthcare, your institution might require you to enroll in a specific insurance plan or find your own private coverage. You should check with your institutions about exactly what coverage you need to study safety in Canada.  

Hidden costs 

Lots of hidden costs arise when studying abroad, and there are a few things students in Canada should keep in mind.  

For one, it is expensive to own a cellphone in Canada. In fact, cell phone bills in Canada are among the highest in the world. Canadians pay $101 CAD/month, on average, for a cellphone plan.  

You will also need to buy warm winter clothing – including a jacket, boots, socks, gloves, hat, and scarf. You can expect to pay about $300-$400 CAD for these items brand new. However, thrift stores might also carry winter clothing for much cheaper.  

Finally, you shouldn’t forget about Canadian sales taxes. Taxes in Canada are higher than many places in the world and range from about 12%-15%.

Infographic- Student guide: What is the cost of living in Canada?

Feeling ready to go to Canada? 

At PTE Academic, we want to help you achieve your Canadian study dreams. Book your PTE Academic test today – wherever you are in the world.  

Check exam fees and find the closest test center to you now.

Related Content

  • Image - A man accepting job offer
    Employment opportunities for postgraduate students in the UK
    By PTE Author
    Reading time: 5 minutes

    Studying in the United Kingdom opens doors for international students. With the right to work during your studies, you’ll have the chance to gain valuable work experience before graduation.  

    But what if you decide you want to stay and work in the UK after your studies? Now, it’s easier than ever to find graduate jobs in the UK, thanks to recent visa changes.  

    Let’s explore what this new UK government initiative means for finding a job after graduating.  

    How to work in the UK after graduating

    You can start your career off with the Graduate Route. Since July 2021, International students have been allowed to spend an additional two years in the UK after successfully completing their degrees. It’s an unsponsored route: this means you don’t need a job offer or funding to apply. 

    You’ll be able to search for a job and get professional experience of the UK job market before returning to your own country.  

    If you decide to remain in the UK and pursue your career after your visa expires, you’ll be able to switch from the Graduate route to the Skilled Worker route.  

    As long as you meet the relevant requirements, the Skilled Worker route allows you to work in the UK for a further five years. It allows you to stay in the UK to do an eligible job with an approved employer. This visa also contributes to settlement rights – meaning you may be able to apply to live permanently in the UK.  

    Read more about the different types of Visas available in the UK.  

    Employment opportunities in the UK 

    Now that working in the UK after your degree is easier than ever before, what kind of graduate jobs are available?  

    The jobs market in the UK is full of opportunities for international students. After all, the UK economy is the fifth biggest in the world. And, there are certain fields which are crying out for workers.  

    It’s certainly helpful to know what’s available for you when it comes to your graduate job search in the UK. Science technology, engineering, and maths (STEM) careers in the UK are in especially high demand.  

    Let’s take a look at some of the STEM jobs on the UK Shortage Occupation list:  

    Graduate jobs in the sciences 

    If you have recently graduated with a degree in the sciences, then you’re in luck. There are lots of science jobs in the UK for graduates. The nuclear industry, the oil and gas industry, and the engineering industry need people in the following roles:  

    • Chemical scientists 

    • Biological scientists and biochemists 

    • Geologists and geophysicists 

    • Hydrogeologists  

    • Geoscientists and geochemists 

    It’s good news for students planning to study biology, physics, chemistry, or geology. Your knowledge and skills will be in demand after you graduate!  

    Find out more about studying the sciences in the UK.  

    Graduate jobs in engineering  

    Engineers of all kinds are always in high demand in a wide variety of industries, from manufacturing to construction to retail. Most undergraduate engineering degrees require you to specialize in mechanical engineering, for example, or electronic engineering. But there are some general engineering degrees where you can specialize later in your studies, once you’ve decided where your interests lie.  

    Once you graduate, there’s a shortage in the UK of the following:  

    • Civil engineers 

    • Mechanical engineers 

    • Electrical engineers 

    • Electronics engineers 

    • Design and development engineers 

    • Production and process engineers 

    Find out more about studying engineering in the UK.  

    Graduate jobs in the tech world 

    Studying computer science or software engineering is a good choice if you want to future-proof your career. Nowadays, technology is all around us, underpinning our everyday life.  

    With a computer science degree, you can work in virtually any sector. The following jobs are in high demand:  

    • IT business analysts, architects, and systems designers 

    •  Programmers and software development professionals 

    • Web design and development professionals 

    Learn more about studying computer science in the UK. 

    Graduate jobs in the arts   

    It’s not just science and technology jobs that are in demand in the UK. The creative industries are also looking for skilled practitioners to work within the UK in the following roles:  

    • Artists 

    • Classical ballet dancers 

    • Contemporary dancers  

    • Orchestral musicians  

    • Arts officers, producers, and directors  

    • Graphic designers 

    • Architects  

    If you’re studying in a creative field, you’ll have lots of opportunities to work in the UK after graduating. Learn more about studying the creative arts, designmusic, or architecture in the UK.  

    Discover 5 more graduate jobs in demand in the UK.  

    How PTE Academic can help you study in the UK 

    If you want to study at a university in the UK, you’ll need to attend lectures, participate in seminars and tutorials, write essays, and complete assignments — all in English. So, you’ll need to show that you have good language skills.  

    PTE Academic is a robust, reliable test of English that’s accepted by 99% of universities in the UK, as well as the UK Home Office. So, you can also use your PTE Academic score to apply for a UK student visa. 

    Learn more about studying in the UK with PTE Academic.

  • Image - iteachPTE Syed Wasi
    Teacher profile: Building a learning community in Dhaka
    By PTE Author
    Reading time: 5 minutes

    Syed Wasi is a pioneer in many ways. He was the first PTE trainer in Bangladesh, and the first Bangladeshi to score 90 in PTE – no mean feat in a country of 166 million people! Syed is the founder of the Center for Innovative Language Learning (CILL) where students come for his help in preparing for PTE. The center is renowned for its high student success rate.  

    So, how does Syed help his students to get the scores they need in PTE? Let’s find out.  

    How Syed teaches PTE  

    When a student arrives at CILL, their first step towards PTE success starts with a language assessment. “If we find that their language skills aren’t particularly strong,” says Syed, “the first thing we do is create a course which includes general language classes. We go step by step through the levels, helping them to improve their language skills – and once they are ready for PTE, they join a PTE preparation class.”  

    Once Syed’s students are part of a preparation class, they follow a carefully designed curriculum. Each language skill tested in PTE (speaking, writing, reading and listening) is covered in a module of three classes. The first class introduces the type of exam questions that students can expect. The second class gives students the practical tools and techniques that they’ll need to answer the exam questions, and the third class is a practice session. But the secret to Syed’s success? He doesn’t let the students sit PTE before they’re ready:  

    "The final step in PTE preparation is the mock test. We don’t let them take the test until they’re ready for the test, which is why we have a very high success rate.”  

    Flexibility is also important. The PTE preparation courses at CILL are blended courses; some students attend the center in person, and others join online. When the pandemic began, there was a massive shift to teaching online, and many schools had to adapt quickly. But Syed’s language school was ahead of the curve when it came to blended learning. “I did my masters in online teaching back in 2012,” says Syed. “We’ve been teaching with a blended learning model since 2016, so it was easy for us to adapt. Now, students are returning to the classroom, but we still offer the blended learning option.”  

    Building a community of learners  

    An important part of the school culture at CILL is the accessibility of the teachers. Learning isn’t confined to the classroom – the teachers are available to answer questions outside of class times. “We create WhatsApp groups for different classes, and it’s like a virtual hub,” Syed explains. What’s more, the teachers follow up with students after class. This dedicated service has helped Syed to build a loyal community of learners around the world. “Many of our students have moved to Australia, to the UK, or to other countries,” he says. “And wherever they go, if they meet anyone interested in PTE preparation, they refer them to our school. They’ll say, there’s a person in Bangladesh who can give you the support you’ll need to pass the test.”  

    Syed’s advice for PTE teachers 

    “If you’re new to PTE teaching, the most important thing is to make sure you have the expertise you need to prepare students for the test,” Syed says. After all, there’s a lot on the line when it comes to PTE. Students often need a certain score for a university application or a visa. So if you don’t prepare students thoroughly, it could have an impact not only on their score but on their careers. Syed recommends taking the test yourself in order to gain real insight into PTE.  

    And for more experienced teachers, Syed believes that honesty is the best policy when it comes to test preparation. “Tell your students exactly what they’ll need to do in order to get the score they need. Be honest with them, and that way they know what they have to do.”  

    PTE is a high stakes test. When you’re helping students to prepare for the exam, you’re helping them to change their lives, to do something new. “It’s not just a business,” says Syed. “We are helping students to reach their goals. It’s my passion, and my vocation.”  

    Learn more

    Each month, we feature the profile of a teacher from our PTE community. If you have advice and insights to share with other PTE preparation teachers, we’d like to hear from you! Fill out this form and we’ll be in touch shortly.  

    In previous months, we featured Jurine Ruperto, who teaches in Cebu in the Philippines, and Ramesh Thapa, a PTE teacher in Kathmandu. You can read all about them on our blog, where you’ll also find lots of resources for PTE preparation classes. And don’t forget to sign up to our monthly newsletter.

  • Image - Typing
    How to prepare for the PTE essay writing task
    By PTE Author
    Reading time: 6 minutes

    The PTE exam includes four main sections: reading, writing, speaking, and listening. You will do the speaking and writing tasks together in part one of the exams. While your writing will be assessed in your answers to other tasks, there are only two specific writing tasks: summarize a written text and write an essay.   

    The PTE essay writing task aims to test your grammar, spelling, vocabulary, and written discourse skills. Therefore, it’s important that you understand this section, and what’s expected before going into the exam.  

    If you’re looking for some tips and guidance on how to approach this part, look no further! 

    Read on to find out what the essay writing task is about, how to approach it, and what the examiners are looking for. 

    Essay Writing Task Structure 

    For this task, you will receive a 2 to 3 line prompt stating an opinion or statement. Prompts can be written in a number of ways.  

    For example, you may have to discuss problems or solutions, or argue for or against an opinion: