Cost of living in the UK

PTE Author
PTE Author
Image- UK, 800px x 451px
Reading time: 4 minutes

You may have heard that London is one of the most expensive places in the world to live in, but fortunately, London, and by extension, England, does not equate to the whole of the UK. In fact, many UK towns and cities are very liveable when compared to other cities across the globe.  

There is quite a bit to look at when considering the cost of living in the UK. Apart from tuition fees, there’s also the cost of rent, transport, and even entertainment – because if you’re living in the UK, there’s no way you should miss out on everything that this great country has to offer- from the food to the culture.  

Let’s look at some aspects of the UK cost of living, so you can best adjust your budget and prepare yourself for a new life abroad. 

Calculating living costs in The UK 

When looking at the cost of living in the UK, it’s best to use an online currency calculator to convert your currency to the British pound – that will give you a better idea of the true cost of living in relation to your country. 

Here’s a rough guide to the currency conversions we have used in this article, dated March 27th, 2020:

  • AU$1,000 = £500

  • US$1,000 = £805

  • €1000 = £895

Once you have a better understanding of the conversion rate, you can better interpret how much rent, utilities and other everyday costs will affect your budget.  

A weekly UK budget 

There are so many factors that contribute to the UK cost of living that it’s impossible to give you a set cost for each week. But a recommended starting point for a budget for a single student in the UK, per week, averages out to about £300. Let’s see how we got to this number (please note these costs are an average from across UK metropolitan cities, outside of the city center). 

Item Cost
Rent (one-bedroom flat)  £162 
Council Tax  £25
Other Utilities (Electricity, Gas etc.)  £40
Travel Costs (if not living on campus)  £14
Food £60
Total £301 

Students in the UK should always take advantage of student pricing to keep costs down. This can include student rates on monthly transportation passes, university dining halls, Halls of Residence living options (which are around £80 per week), and more. If you can work while studying in the UK, it will bring even further financial relief. 

Taking further costs into account, a single student should budget around £15,000 per annum for living in the UK 

This is of course not a comprehensive list, but it will give you a good starting point when it comes to determining your personal cost of living in the UK. 

Cost of living in different UK cities 

As stated earlier, there’s more to the UK than England and London, and the cost of living can vary greatly between cities and countries. If you’re living within a tight budget, you will be more comfortable in a major regional city or a smaller town. The UK standard of living is largely the same, no matter where you choose to call home.

Here are the variations in the cost of rent in London versus other major UK capitals. Price differences in food and other utilities are also similarly reflected across the UK (e.g. the cost of food in Liverpool can be up to 30% cheaper than the cost of food in London).

City Rent average (monthly)
London £1,665 
Edinburgh  £1545
Manchester  £1212
Birmingham £1082
Cardiff  £1014
Glasgow  £902
Belfast  £842 

How much does education cost in the UK? 

University tuition in the UK is another important factor in the cost of living. The UK has world-class education facilities and caps the amount that can be charged for resident students in the UK and the EU at £9,250 a year. International students will pay more – in London, the annual tuition fee ranges from £16,340 to £32,670 depending on the selected course.

How much is health care in the UK? 

Much like their education system, the UK also has an extensive and first-rate health care system known as the National Health Service (NHS). Citizens of the UK access the NHS for free, as do international students per their visa.  

If you prefer, you can sign up to a private health fund, which can lead to faster access to certain health services. This means that a GP check-up will set you back around £70. 

While expensive, living in the United Kingdom comes with many rewards – from its cultural melting pot to its proximity to Europe for the keen traveler. If you’re planning on making the UK your home in the near future, check out PTE English tests for the UK. 

Related Content

  • Image- student, 1080px
    Scholarships for international students in Australia
    By PTE Author
    Reading time: 4 minutes

    Dreaming of studying in Australia? It’s never too early to start planning financially. Tuition fees for international undergraduate students typically range from AUD 35,000 to AUD 55,000 per year, depending on the university, course of study, and location. For example, STEM and medical programs are generally more expensive than humanities or social sciences​. However, there are lots of scholarships available to help pay for your studies. 

    In this article, we’ll look at what funding is available for international students in Australia. By the end, you’ll have a list of resources to explore to find the scholarship that’s right for you.  

    Are you eligible for a scholarship? 

    Australia offers grants, bursaries, and scholarships to people from around the world – including undergraduate, postgraduate, PhD, and vocational students. They’re funded by the government, universities, and private entities.  

    The Australian Government has an excellent scholarship search tool on its website. With it, you can search for funding opportunities based on a whole range of factors – like what country you come from, what university you’re attending, and your area and level of study. You’ll see how much each scholarship is worth, who it’s made for, and of course, whether you might be eligible.  

    Australian scholarship opportunities  

    Now, let’s cover a few scholarship opportunities for international students in Australia. 

    Australia Awards Scholarships 

    Australia Awards scholarships are offered to global student leaders from developing countries. They’re awarded by the Department of Foreign Affairs and Trade (DFAT), and support students with full tuition, airfare, living costs, and more. In 2021, 818 Australia Awards were given to students from 20 countries worldwide.  

    Destination Australia Awards  

    The Australian government introduced the Destination Australia program to provide both local and international students with the opportunity to study in more regional and remote areas of Australia – towns such as Ballarat (Victoria), Gatton (Queensland), and Lismore (New South Wales). The scholarships are given out through Australian universities and provide students with up to $15,000 AUD each year.  

    University-specific scholarships 

    In addition to government-provided scholarships, universities also offer their own scholarships to qualifying international students. There’s the James Rice Postgraduate Award at The Australian National University (ANU); International Stand Out Scholarship at Bond University, and the Adelaide Refugee & Humanitarian Postgraduate Coursework Scholarship at University of Adelaide.

    The point is, universities offer lots of scholarships for international students based on a long list of eligibility factors – like home country, area of study, and academic merit. 

    To search for funding opportunities at your own institution, use the search tool on the Australian Government website.

    A case study: Monash University scholarships 

    To get an idea of all the different scholarships that can be offered by Australian universities, we’ll take a closer look at one popular institution for international students: Monash University.  

    Monash University is recognized for its research and teaching, and offer more than 80 scholarships to international students, including:   

    Universities throughout Australia offer similar scholarships.  

    To apply for any scholarship or funding opportunity, you’ll need to contact the scholarship provider.  

    Other ways to fund your studies 

    As an international student, there are other options to pay for your studies in Australia.   

    One of the biggest perks of studying in Australia is that international students can work up to 48 hours every two weeks while studying and unlimited hours during study breaks on an Australian student visa. The minimum wage is $24.10 per hour or $915.90 per week,  meaning you’ll be able to put some money aside to help fund your education.

     Depending on where you are from, you might also be able to get a student loan or scholarship from your own country to study overseas.  

    Last updated 20 December 2024.

    PTE Academic can support you on your journey abroad. Our computer-based, bias-free English language proficiency test is accepted by all universities in Australia – as well as by the Department of Home Affairs for all visa categories. 

    Learn more about PTE Academic in Australia.

  • Image- calculator-800px x451px
    Living expenses in the UK for international students
    By PTE Author
    Reading time: 3 minutes

    Studying abroad in the UK can be expensive. International students need to budget for flights, tuition, textbooks, accommodation, and don’t forget the visa application.

    Of course, living costs in the UK for international students can vary depending on your lifestyle and where you live. So, in this blog, we’ll look at how much students in the UK spend on average each month – and explore how much it cost to live in a large city, compared to a smaller city.  

    Average student living expenses in the UK

  • Image- UK, 1080px
    Applying for the EU Settlement Scheme: what you need to know to get British citizenship
    By PTE Author
    Reading time: 6 minutes

    At the beginning of this year, new Brexit-related rules went into effect in the UK and the EU.  They’ll have a big impact on immigration and travel – including on how people will be able to move to the UK to live, work and study. 

    If you’re an EU citizen—and started living in the UK before 2021—immigration rules won’t change for you until June. But after that, you might have to apply for the EU Settlement Scheme to stay in the country. 

    More than 4.3 million people have been approved for the scheme already. And, they’re on the path to receiving a British passport. With the EU Settlement Scheme, EU citizens can apply for British citizenship after 12 months. 

    In this blog, we’ll explore more about the scheme and how to apply for citizenship. We will also look at the English language requirements you’ll need to keep in mind as an EU citizen. 

    Keep in mind: We aren’t immigration agents. For the latest information and official updates, please visit the GOV UK website. 

    First, what is the EU Settlement Scheme?

    The EU Settlement Scheme is a program set up by the UK government. It allows EU, Swiss, and EEA citizens to keep living in the UK after June 2021. It’s free to apply, and once you do, you’ll be granted either: 

    • Settled status – You’ll get this if you’ve lived in the UK continuously for five years. You will be able to stay in the UK indefinitely provided you don’t leave the UK for 5 years consecutively.

    • Pre-settled status – You’ll get this if you’ve lived in the UK for less than five years. With pre-settled status, you’ll only be able to stay in the UK for another five years but can always apply for settled status later if you want to settle permanently. 

    With settled status, as we mentioned, you’ll also have the opportunity to apply for British citizenship. Although, many people have decided to apply for citizenship right away instead of going through the scheme – for example, if they have a British parent or spouse. 

    With citizenship, you’ll have the right to live permanently in the UK with a British passport, which means you’ll no longer be subject to immigration controls. You’ll also be able to work and study in the UK, sponsor your family members to migrate, access NHS healthcare, access public benefits and pensions  – and of course, vote in elections. 

    The Mayor of London’s website has a comprehensive FAQ on the EU Settlement Scheme. You can also find out more information on the official GOV UK page.

    How to apply for British citizenship 

    If you’re interested in applying for British citizenship, there are a few ways to do so. For example, you could be eligible if you: 

    • have a British civil partner or spouse;

    • were born in the UK;

    • have a British parent;

    • have settled status under the EU Settlement Scheme. 

    The requirements for citizenship are often different, depending on why you’re applying and how you’re eligible. But if you’re applying under the EU Settlement Scheme, in most circumstances you’ll have to show you: 

    • have been living in the UK for more than five years and will continue to do so;

    • are of good character;

    • have passed the Life in the UK Test, which consists of 24 questions on British traditions;

    • are knowledgeable in English, Welsh, or Gaelic. You will also need to take an approved English test for UK citizenship.

    Learn more about how to apply for British citizenship with the scheme here.