A practical guide to moving to the UK as a student

PTE Author
PTE Author
Image, a girl using ATM
Reading time: 7 minutes

Studying abroad is the experience of a lifetime. You’ll have an untold number of opportunities,  make friends, grow your network and broaden your horizons. But there are nerves too – and lots of questions before you start packing your bags.  

So, if you’re considering moving to the UK to study for a pre-sessional English language course, a degree, or even a Ph.D., we have some top tips.  

Read on to explore our short guide to studying in the UK for international students. 

1. Setting up a bank account 

Unless you plan to stuff your money in your mattress (not recommended), you’ll probably need to open a bank account in the UK. The process is usually completed in one or two days and is much simpler if you do it once you’re living in the country.   

If you’re a student and come from abroad, you’ll need to show the bank a number of things before you can open your account, including: 

  • A valid passport and visa; 

  • Proof you are studying in the UK (your student ID or a letter from your university); 

  • Recent proof of address in the form of a utility bill that’s less than three months old (e.g. electricity bill); 

  • A bank or credit card statement that’s less than three months old. 

Note that the requirements may differ from bank to bank and you may also need to show proof of employment. Some banks, like HSBC, also allow you to set up your account in your own country before leaving for the UK.  

2. Student accommodation in the UK 

You have two main options when it comes to student accommodation in the UK:  

On-campus accommodation 

In the UK, on-campus student accommodation is often referred to as living in halls. When you apply to live in halls, you are given a room in shared accommodation. Your room is usually private, however you will often share bathrooms, kitchen, and other communal areas with other students.  

Living in halls is recommended if you’re coming from abroad. Not only does the university manage the housing, but it will be easier for you to find a place with other students.  

Shared student accommodation 

You can also opt to go through the university and find a place in privately rented accommodation. Second and third year students usually choose this option and move in with friends. Generally, this type of housing has been approved by the university, but you will be responsible for paying rent to a private landlord.  

Ask your university admissions department or student services about the right option for you.  

Alternatively, you may wish to rent privately, through a real estate agent. However, this is likely to be a far more expensive option and you won’t necessarily have university support. 

Average student rental prices 

The cost of living in the UK varies from region to region. According to a Save the Student survey in 2021, the average rent for students in the UK is £146 per week.  

Here’s the breakdown of costs: 

  • Scotland: £127 per week 

  • Northern England: £122  

  • Wales and the Midlands: £119 to £129 per week 

  • East Anglia: £132 per week 

  • Southwest: £147 per week 

  • Southeast:  £146 per week 

  • London:  £152 per week 

Living cost in the UK for international students 

On top of rent, you also have to consider how much food, leisure, transport, and other expenses will be. Our handy guide to living expenses in the UK for international students, outlines the following, and also compares costs in different cities: 

  • Groceries – £100 per month  

  • Going out – £46 per month  

  • Transportation– £46 per month  

  • Household bills (like electricity and water) – £37 per month 

  • University tuition fees for international students – £10,000–£38,000 per year (Reddin survey of university tuition fees) 

3. Health care systems in the UK 

Image - scientist

The UK National Health Service (NHS) is a group of publicly funded healthcare systems. Each covers the healthcare needs of residents in England, Scotland, and Wales. In Northern Ireland, it’s officially known as the Health and Social Care system.  

UK residents are not charged for most medical treatments. However, they may have to pay for some prescriptions and standard charges apply for dental treatment.  

So what about the NHS for foreign students? 

If you are from the European Economic Area (EEA) and need emergency treatment, you may use the NHS free of charge with a valid European Health Insurance Card. Likewise, you may be entitled to free emergency treatment if your country has a reciprocal arrangement with the UK.  

On the other hand, if you are not an EEA national, and will be in the UK for more than 6 months, you will be required to pay an immigration health surcharge on top of your visa cost. This will entitle you to free NHS treatment. This includes international students, however you receive a discount on this fee.  

Find out more about your healthcare payment obligations as an international student in the UK.  

Register with a general practitioner (GP) 

Once you arrive in the UK, you’ll need to register with a GP at your local doctor’s surgery​​ so you can access health care. Note that hospital Accident and Emergency departments (A&E) are only for urgent medical care.  

Private health insurance 

Medical insurance is also an option, as both private and public health care is available in the UK.  

4. Driving in the UK 

You probably already know that you have to drive on the left in the UK (if you don’t – that’s important!). But how can you drive legally in the country?  

  • To drive a car or motorbike in the UK, you must be at least 17 years old. Bus or lorry drivers need to be at least 21. 

  • If you have a full, valid driving license – you can drive for 12 months before you need to take a driving test or exchange it  

There are different rules, depending on where your driving licence was issued. 

If you’re a European Union license holder: 

You can keep driving without an International Driving Permit. You will need to carry an insurance green card (or similar) to prove your vehicle is insured if it is registered in: 

  • The EU 

  • Andorra 

  • Iceland  

  • Liechtenstein 

  • Norway 

  • Serbia  

  • Switzerland 

You must change your EU license to a UK one: 

  • 3 years after you become resident 

  • Or if you reach the age of 70 

If you’re a non-EU license holder: 

You can drive in the UK for 12 months. After this time, you’ll need to get a provisional UK license, then pass the UK driving test. 

Car insurance requirements 

At a minimum, you must have third-party coverage to drive in the UK. If you have an accident or injure someone, the insurance company will cover costs. However, third-party insurance doesn't cover repairs to your own vehicle.  

For more information on driving, please visit the UK government website or this helpful guide. 

5. Employment options  

Most international students in the UK opt to work to support their studies. There are different rules for different visas and study:

Degree-level for more than six months 

If you are studying at degree-level for more than six months, you will probably be permitted to work up to 20 hours a week in term time and full-time during vacation time. 

Foundation subject for more than six months 

If you are studying a pre-sessional English course or a foundation subject, you will only be permitted to work for ten hours a week. 

Studying on a short term visa 

You can’t work in the UK if you hold a short-term visa as an international student. 

The new Graduate Immigration Route 

The Graduate Immigration Route is a type of post-study work visa, which was implemented in July 2021. Graduates can work for up to two years after a degree-level qualification and up to three years after completing a Ph.D. 

In all cases, be sure to confirm your visa conditions with an immigration adviser before starting work. For more information, see the UKCISA website. 

Student life in the UK: Your next great adventure 

Once you have control of all your paperwork, student life in the UK is exciting – and we’re sure it will be full of positive adventures.  

While it might seem a little overwhelming, remember you won’t have to do everything yourself. Your future universities will provide support, advice, and resources to help you. And when you arrive, you’ll be joining a thriving international community of students.  

PTE Academic helps you prove your level of English for visa and study purposes – and is accepted by 99% of UK universities.  

Find out more about how it can help you achieve your goals of living and studying in the UK. 

Related Content

  • An image of a university in Australia
    Choosing an English proficiency exam for university admissions
    By PTE Author
    Reading time: 6 minutes

    Applying to university or college often involves meeting an English language requirement, which can feel high-pressure when deadlines and offers depend on a single result. The best English proficiency exam for university admissions is one that your chosen institutions formally accept and that fits your application timeline.

    Pearson Test of English (PTE) Academic is one such exam, designed and administered by Pearson to provide standardized, comparable evidence of academic English ability.

     

    How universities decide which English exams they accept

    Universities and colleges do not identify a single “best” English exam for all applicants. Instead, each institution selects a set of tests that meet its needs. It then sets minimum scores for each test that meet its language requirements. These scores are often set at program level, which means requirements may differ between undergraduate, postgraduate, foundation, or professional courses.

    Because these policies can change, you should always rely on official admissions pages rather than third-party summaries when confirming requirements.

    From a university’s perspective, an accepted test must produce results that are secure, verifiable, and comparable across applicants. This is why institutions focus on test design, scoring consistency, and reporting systems when deciding which tests to accept.

    Further reading:

     

    How test design affects how universities interpret results

    Test design matters to universities and colleges because it shapes what a score represents and how reliably results can be compared across applicants. Admissions teams need confidence that scores reflect an applicant’s ability to use English in a practical, academic context, and that they are produced under consistent and fair conditions.

    PTE Academic uses integrated tasks that assess multiple language skills together – such as reading and writing – which reflects how English is used in real-life university study. All speaking responses are recorded and assessed within the same computer-based session, rather than through a separate interview. This standardized design means institutions receive results that are easier to interpret and compare fairly.

    Further reading:

     

    Why scoring design matters for admissions decisions

    Scoring design is central to how universities interpret test results, because admissions teams need to compare applicants fairly across countries, test centers, and test dates, and be confident that their English language skills are measured consistently.

    PTE Academic uses automated scoring technology that analyzes features such as pronunciation, fluency, grammar, and vocabulary using consistent criteria. Responses that require additional checking are reviewed by trained experts to protect accuracy and test integrity. This blended approach exists to apply the same standards to every test, regardless of where or when it is taken.

    Results are reported on a scale of 10-90 (using the Global Scale of English) for overall performance and for each communicative skill. This granular level of detail allows institutions to set very precise score thresholds, mapped to the specific demands of their courses.

    Because scoring is centralized and common for every test, rather than assessed locally by an individual, results are easily comparable across all test takers.

    Further reading:

     

    How test delivery affects the application process

    Test delivery matters to universities and colleges because it determines how securely responses are captured, and how consistently the assessment is administered. PTE Academic is delivered entirely on computer at secure test centers, with all test activity conducted under the same controlled conditions.

    The full test is completed in a single session, with speaking, writing, listening, and reading all recorded digitally as part of one standardized process. There is no separate speaking appointment and no paper handling, which reduces administrative variation between test centers and test dates. Other English exams may use paper-based formats, remote delivery, or in-person interviews.

    While these approaches can work in different contexts, they can introduce additional administrative complexity or variability. For admissions teams, a single, computer-based delivery model makes it easier to verify and handle results across large pools of international applicants.

    Further reading:

     

    How results timelines affect university applications

    Application deadlines are fixed, which makes results timelines an important practical consideration. PTE Academic is designed to deliver results quickly after the test is completed, typically within 48 hours. Fast reporting allows you to confirm earlier whether you have met a university’s score requirement and to send official results without delay.

    PTE Academic supports electronic score delivery to institutions through a secure platform, which reduces administrative handling and helps admissions teams verify results efficiently. Most universities also require that English test scores are recent, often within two years of the application date. You should therefore consider both score validity periods and reporting timelines when choosing a test date.

    Further reading:

     

    How acceptance works across countries and institutions

    Acceptance depends on whether a university or authority has formally recognized a test for a specific purpose. PTE Academic is accepted by universities and colleges across major study destinations, including the United Kingdom, Canada, Australia, New Zealand, the United States, and in many other institutions globally.

    It is also accepted for certain student visa pathways where proof of English proficiency is required. Acceptance can still vary by program, even within the same institution. For example, professional degrees or pathway programs may list different score requirements than general academic courses. If an admissions page lists PTE Academic with a required score, that result is treated in the same way as any other approved English test for that program.

    Further reading:

     

    What the end-to-end testing process looks like

    The testing process is designed to be standardized from registration to score reporting. You first register online, choose a test center, and complete identity and security checks. Then, on the day of the test, all tasks are completed in one sitting, with your speaking responses recorded digitally.

    After completion, your responses are scored through the centralized system, and results are released once quality checks are complete. You can then send official scores electronically to your chosen institutions, and institutions can check your score through a secure online portal. If you need to retake the test, the same standardized format and scoring process applies, which helps universities compare results fairly.

    Further reading:

     

    A short checklist before you choose an exam

    Before booking an English proficiency exam, it helps to confirm a few essentials:

    • Your chosen program lists the test as accepted and specifies a minimum score

    • Your planned test date allows time for score reporting and a retake if required

    • Your score will still be valid on the application deadline

    • You understand how official scores are sent to institutions

    Confirming these points early helps reduce last-minute risk and keeps your university application on track.

    Frequently asked questions

    What is the best English proficiency exam for university admissions?

    The best exam is the one your chosen universities or colleges accept and that fits your application timeline. Institutions focus on whether a test produces reliable, comparable results, not on ranking tests against each other.

    Is PTE Academic accepted by universities worldwide?

    PTE Academic is accepted by 4,000 universities and colleges across major study destinations. Acceptance and required scores should always be confirmed directly with each institution.

    How are PTE Academic results scored?

    Results are generated using automated scoring supported by expert human review, which applies consistent criteria across all test takers and supports comparability for admissions decisions.

    How quickly are results available?

    Results are typically available within 48 hours of test completion, which supports timely application planning.

    Can I retake the test if my score is too low?

    Yes, you may book another test date and retake the exam, provided you allow enough time before university deadlines.

  • man on laptop
    How do we keep language testing fair for everyone?
    By PTE Author
    Reading time: 5 minutes

    Fair and accessible English language testing starts with a simple promise: your score should reflect your ability, not your background or circumstances. With PTE, we ensure fair language testing by clearly defining what we assess, designing the test to include everyone from the beginning, checking for bias through statistical and quality checks, and providing accommodations so all candidates can show their skills.

    This candidate-focused approach is based on global best practices, clear validation, and ongoing monitoring. It means using simple language, fair content, strong scoring, and a process that makes things easier for test takers.

    The goal is to create a trustworthy assessment experience that helps with important life decisions in education, work, and migration, while treating every test taker with respect and fairness.

    The importance of fairness in language assessment

    Fairness in language testing means treating everyone equally, avoiding bias, offering accessible tests and making sure scores are meaningful. This ensures that results show what the test is meant to measure, not irrelevant factors like culture or disability.

    Decisions about immigration, jobs, and university placements depend on these scores, so fairness is essential.

    When tests are unfair, they can embed cultural references, specialist knowledge, or delivery barriers that put some groups at a disadvantage and reduce trust in the results.

    Recent discussions highlight problems with irrelevant content and inconsistent accommodations, emphasizing the need for clearer language and stronger checks in language testing.

    What makes a test fair:

    • Equitable content that is accessible to diverse candidates

    • Unbiased design and delivery that removes irrelevant barriers

    • Valid, reliable scoring tied to clearly defined constructs

    How Pearson PTE ensures fair assessment for all candidates

    We build fairness in from the start and verify it throughout the test’s lifecycle:

    • Diverse expert review: Test content is created and checked by diverse panels in terms of gender, language background, and region to identify sensitive issues and reduce irrelevant differences, following fairness and inclusive design guidelines.

    • Clear construct definition: This task focuses on English skills like listening, reading, speaking, and writing, so knowledge of specific topics or culture doesn't affect the results.

    • Statistical monitoring for bias: We conduct Differential Item Functioning (DIF) and related analyses to check whether items behave differently for subgroups (e.g., gender, disability, ethnicity), a core practice for ensuring fairness.

    • Transparent validation and feedback: We publish key test information, scoring guidance, and policies, and invite feedback from candidates and institutions to inform updates.

    Our language tests are designed to include everyone, avoid bias, and make sure all candidates are treated equally and can show their true abilities.

    Addressing cultural and linguistic bias in test design

    Test bias happens when content or methods unfairly favor or disadvantage certain groups because of language, culture, or experience, not because of actual skill. To prevent this, we include experts from target markets, follow sensitivity guidelines, and test items with representative samples.

    Localization is used carefully to make content clearer and more culturally relevant without changing the original English meaning, as cultural and language differences can affect test fairness.

    Accessibility and accommodations in language testing

    Accessibility in language testing makes sure all candidates, including those with disabilities, can show their skills. This is done through simple design, helpful accommodations, and easy-to-access testing methods. Using clear design, assistive technology, and standards-compliant interfaces helps fairly measure ability.

    Under many legal frameworks, candidates are entitled to reasonable testing accommodations (see our information on accommodations).

    We evaluate accessibility requirements in language testing on a case-by-case basis to ensure accommodations are appropriate and do not change the test's intent. All of our test centers adhere to local disability laws. Accessible testing benefits both universities and applicants by broadening participation and reducing.

    The role of technology in promoting fairness and inclusion

    AI and automation help deliver personalized results and detailed scoring by covering more real-world language use. However, they need careful bias checks and human oversight to ensure fairness.

    How to utilize technology fairly:

    • Define the constructs first, then select the technology that measures them accurately.

    • Build inclusive, standards-aligned interfaces and test for assistive tech compatibility.

    • Pilot with diverse users across a range of devices and bandwidths.

    • Apply bias checks to AI models and item pools and document the decisions.

    • Offer secure, flexible access at our test centers with clear privacy controls.

    • Monitor operational data and candidate feedback; iterate quickly.

    In short, making language testing fair and accessible is a complex task that needs ongoing effort, careful thinking and responsible use of technology. By maintaining high standards, including different viewpoints, and paying attention to ethics, testing organizations can build more trust and welcome more people, helping individuals and the broader education community.

    Explore our published research and find out more.

    Frequently asked questions

    How do language tests identify and reduce cultural bias?

    Language tests use diverse expert panels, sensitivity reviews, piloting, and statistical analyses like DIF to detect and remove biased content so it reflects proficiency, not background.

    How does technology impact access to language testing for all candidates?

    Technology makes access easier through online and remote tests, but programs must ensure fair device use, good internet, accessibility, and privacy to prevent new obstacles.

    Why is fairness important in high-stakes language assessments?

    A fair test makes sure your scores show your real language skills, not influenced by things like your culture, looks, accent, gender, or a disability. This also helps governments and organizations trust that your results are accurate and reliable.

    How do testing organizations monitor fairness over time?

    This will vary by company, but with PTE, we continually conduct statistical and qualitative research, publish findings, gather candidate feedback, and update content, delivery, and policies to address evolving needs.

  • man on laptop
    What strategies improve English test performance?
    By PTE Author
    Reading time: 5 minutes

    When you are taking a high-stakes English test, you want your result to reflect your real English ability. In standardized English testing, effective strategies are not shortcuts or tricks. They are ways of understanding how performance is measured and ensuring that your English can be evaluated clearly within the test design.For Pearson Test of English (PTE) Academic, the following five strategies help make sure your English is assessed clearly and accurately within the test format.