A practical guide to moving to the UK as a student

PTE Author
PTE Author
Image, a girl using ATM
Reading time: 7 minutes

Studying abroad is the experience of a lifetime. You’ll have an untold number of opportunities,  make friends, grow your network and broaden your horizons. But there are nerves too – and lots of questions before you start packing your bags.  

So, if you’re considering moving to the UK to study for a pre-sessional English language course, a degree, or even a Ph.D., we have some top tips.  

Read on to explore our short guide to studying in the UK for international students. 

1. Setting up a bank account 

Unless you plan to stuff your money in your mattress (not recommended), you’ll probably need to open a bank account in the UK. The process is usually completed in one or two days and is much simpler if you do it once you’re living in the country.   

If you’re a student and come from abroad, you’ll need to show the bank a number of things before you can open your account, including: 

  • A valid passport and visa; 

  • Proof you are studying in the UK (your student ID or a letter from your university); 

  • Recent proof of address in the form of a utility bill that’s less than three months old (e.g. electricity bill); 

  • A bank or credit card statement that’s less than three months old. 

Note that the requirements may differ from bank to bank and you may also need to show proof of employment. Some banks, like HSBC, also allow you to set up your account in your own country before leaving for the UK.  

2. Student accommodation in the UK 

You have two main options when it comes to student accommodation in the UK:  

On-campus accommodation 

In the UK, on-campus student accommodation is often referred to as living in halls. When you apply to live in halls, you are given a room in shared accommodation. Your room is usually private, however you will often share bathrooms, kitchen, and other communal areas with other students.  

Living in halls is recommended if you’re coming from abroad. Not only does the university manage the housing, but it will be easier for you to find a place with other students.  

Shared student accommodation 

You can also opt to go through the university and find a place in privately rented accommodation. Second and third year students usually choose this option and move in with friends. Generally, this type of housing has been approved by the university, but you will be responsible for paying rent to a private landlord.  

Ask your university admissions department or student services about the right option for you.  

Alternatively, you may wish to rent privately, through a real estate agent. However, this is likely to be a far more expensive option and you won’t necessarily have university support. 

Average student rental prices 

The cost of living in the UK varies from region to region. According to a Save the Student survey in 2021, the average rent for students in the UK is £146 per week.  

Here’s the breakdown of costs: 

  • Scotland: £127 per week 

  • Northern England: £122  

  • Wales and the Midlands: £119 to £129 per week 

  • East Anglia: £132 per week 

  • Southwest: £147 per week 

  • Southeast:  £146 per week 

  • London:  £152 per week 

Living cost in the UK for international students 

On top of rent, you also have to consider how much food, leisure, transport, and other expenses will be. Our handy guide to living expenses in the UK for international students, outlines the following, and also compares costs in different cities: 

  • Groceries – £100 per month  

  • Going out – £46 per month  

  • Transportation– £46 per month  

  • Household bills (like electricity and water) – £37 per month 

  • University tuition fees for international students – £10,000–£38,000 per year (Reddin survey of university tuition fees) 

3. Health care systems in the UK 

Image - scientist

The UK National Health Service (NHS) is a group of publicly funded healthcare systems. Each covers the healthcare needs of residents in England, Scotland, and Wales. In Northern Ireland, it’s officially known as the Health and Social Care system.  

UK residents are not charged for most medical treatments. However, they may have to pay for some prescriptions and standard charges apply for dental treatment.  

So what about the NHS for foreign students? 

If you are from the European Economic Area (EEA) and need emergency treatment, you may use the NHS free of charge with a valid European Health Insurance Card. Likewise, you may be entitled to free emergency treatment if your country has a reciprocal arrangement with the UK.  

On the other hand, if you are not an EEA national, and will be in the UK for more than 6 months, you will be required to pay an immigration health surcharge on top of your visa cost. This will entitle you to free NHS treatment. This includes international students, however you receive a discount on this fee.  

Find out more about your healthcare payment obligations as an international student in the UK.  

Register with a general practitioner (GP) 

Once you arrive in the UK, you’ll need to register with a GP at your local doctor’s surgery​​ so you can access health care. Note that hospital Accident and Emergency departments (A&E) are only for urgent medical care.  

Private health insurance 

Medical insurance is also an option, as both private and public health care is available in the UK.  

4. Driving in the UK 

You probably already know that you have to drive on the left in the UK (if you don’t – that’s important!). But how can you drive legally in the country?  

  • To drive a car or motorbike in the UK, you must be at least 17 years old. Bus or lorry drivers need to be at least 21. 

  • If you have a full, valid driving license – you can drive for 12 months before you need to take a driving test or exchange it  

There are different rules, depending on where your driving licence was issued. 

If you’re a European Union license holder: 

You can keep driving without an International Driving Permit. You will need to carry an insurance green card (or similar) to prove your vehicle is insured if it is registered in: 

  • The EU 

  • Andorra 

  • Iceland  

  • Liechtenstein 

  • Norway 

  • Serbia  

  • Switzerland 

You must change your EU license to a UK one: 

  • 3 years after you become resident 

  • Or if you reach the age of 70 

If you’re a non-EU license holder: 

You can drive in the UK for 12 months. After this time, you’ll need to get a provisional UK license, then pass the UK driving test. 

Car insurance requirements 

At a minimum, you must have third-party coverage to drive in the UK. If you have an accident or injure someone, the insurance company will cover costs. However, third-party insurance doesn't cover repairs to your own vehicle.  

For more information on driving, please visit the UK government website or this helpful guide. 

5. Employment options  

Most international students in the UK opt to work to support their studies. There are different rules for different visas and study:

Degree-level for more than six months 

If you are studying at degree-level for more than six months, you will probably be permitted to work up to 20 hours a week in term time and full-time during vacation time. 

Foundation subject for more than six months 

If you are studying a pre-sessional English course or a foundation subject, you will only be permitted to work for ten hours a week. 

Studying on a short term visa 

You can’t work in the UK if you hold a short-term visa as an international student. 

The new Graduate Immigration Route 

The Graduate Immigration Route is a type of post-study work visa, which was implemented in July 2021. Graduates can work for up to two years after a degree-level qualification and up to three years after completing a Ph.D. 

In all cases, be sure to confirm your visa conditions with an immigration adviser before starting work. For more information, see the UKCISA website. 

Student life in the UK: Your next great adventure 

Once you have control of all your paperwork, student life in the UK is exciting – and we’re sure it will be full of positive adventures.  

While it might seem a little overwhelming, remember you won’t have to do everything yourself. Your future universities will provide support, advice, and resources to help you. And when you arrive, you’ll be joining a thriving international community of students.  

PTE Academic helps you prove your level of English for visa and study purposes – and is accepted by 99% of UK universities.  

Find out more about how it can help you achieve your goals of living and studying in the UK. 

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    During Part 3: Listening in PTE Academic, you will need to know pronunciation in order to understand what the speakers are saying.

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    The recordings in PTE Academic use authentic examples of speech, so there will be connected speech present. Connected speech includes: assimilation, elision, twinning, catenation, linking vowel sounds, intrusive sounds, the schwa /ə/, weak forms, and contractions. These words are not used in English when you pronounce each word separately. They are only used in connected speech.

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    Watch these videos from BBC Learning English to better understand assimilation:

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    Elision occurs when a sound is not pronounced at all by the speaker.

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    This Pronunciation: The sound /s/ video shows how it works.

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    Watch the video below to learn more:

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    Linking vowel sounds

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    For example, we would say he yordered, but we write he ordered and you say go won, but write go on.

    To learn more about linking /j/ and linking /w/ you can view this video:

    Intrusive sounds

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    For example, we say sawrants but we write saw ants.

    This video on intrusive sounds will help you understand better:

    The schwa /ə/

    The most common vowel sound in English is the schwa /ə/. It is used in connected speech and is when you pronounce a vowel, which is not stressed in a word.

    This video will better explain what it means and how it’s used:

    Weak forms

    In addition to the above, the schwa /ə/ is used to pronounce the vowel in weak forms of grammar words in connected speech. It can be a little confusing so we recommend watching all of the below videos to learn more:

    Contractions

    In connected speech, when we are not stressing the subject, verb, or not, we do not use the full form of the subject and verb with verbs be and have. These are contractions.

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    Student guide: What is the cost of living in Canada?
    By PTE Author
    Reading time: 6 minutes

    Many students dream of studying in Canada. The country has world-renowned teaching facilities and universities, an open immigration system, metropolitan cities, and scenic landscapes. Altogether, it’s a great choice for international students.  

    Studying in Canada is not as expensive as studying in other countries, like the U.S. or U.K. However it is still a big investment. International students pay between $1,800-20,000 CAD per year to attend a Canadian university or college.  

    But, what’s the cost of living in Canada? Canada is a big country and prices vary by region. Nevertheless, the EduCanada government website estimates the average cost of living for foreign students is about $12,000 CAD a year.  

    In this guide, we outline how much students across Canada pay for things like rent, transportation, entertainment, and food – and look into some hidden costs that everyone should keep in mind. 

    Here is our student guide on the cost of living in Canada: 

    Accommodation costs by city  

    When you’re studying in Canada, you can choose between living on-campus or off-campus. Living on-campus is a great opportunity to socialize with other students and make friends. Most institutions also give students on-campus the option to buy a meal plan. But, keep in mind that many universities and colleges prioritize first-year students for on-campus housing.  

    You might also decide to rent an apartment or room off-campus instead. There are lots of housing options in neighborhoods close to universities and colleges – and these are often advertised specifically for students.  

    To give you an idea about how much accommodation will cost, we take a look at some popular Canadian study destinations. Keep in mind, off-campus housing prices might fluctuate because of the pandemic. 

    Toronto  

    At the University of Toronto, on-campus housing for eight months ranges from about $6500- $20,500 CAD, depending on the room and meal-plan. A one-bedroom apartment in Toronto costs about $2,100 CAD/month on average.  

    Vancouver 

    At the University of British Columbia in Vancouver, a room and meal-plan will cost you between $10,700-$13,850 CAD for two terms. A one-bedroom apartment in the city center costs $2,050 CAD/month on average.  

    Montreal 

    At McGill University in Montreal, a single room for 1st-year undergraduate students costs between about $9,700-$12,700 CAD/academic year, without a meal plan. A one-bedroom apartment costs 1,300 CAD/month on average. 

    Halifax 

    At Dalhousie University in Halifax, a single room costs between $8,130-$9,450 CAD/academic year with a meal plan. A one-bedroom apartment costs about $1,400 CAD/month on average.  

    Waterloo 

    At the University of Waterloo, a single room in a traditional-style dorm costs between about $6,700-$7,000 CAD for the fall and winter term, not including a mandatory meal-plan. A one-bedroom apartment costs about $1,500 CAD/month on average.  

    Food costs  

    If you don’t have a meal plan and live off-campus, you must include grocery shopping in your budget. Of course, food prices are different across the country and depend on where you decide to shop.  

    Let’s take a quick look at how much essential items may cost in Canada’s largest city, Toronto:  

    • Milk (about $3 CAD)

    • Rice, 1kg (about $3.50 CAD)

    • Apples, 1kg (about $4 CAD)

    • Red meat, 1kg (about $16 CAD)

    • 12 eggs (about $3.50 CAD)

    According to the City of Toronto’s Nutritious Food Basket Calculator, a male aged 19-30 must spend a minimum of $65.50/week to buy healthy food. A female the same age living in Toronto must spend about $51 CAD/week to buy healthy food.  

    Transportation costs in Canada 

    How much is the average cost of transportation in Canada? Many international students rely on public transportation to get around. And oftentimes, transport costs are included in tuition fees – giving you unlimited access to the city’s whole transportation system.  

    But in some cities – like Toronto and Montreal – you can buy your own pass at a reduced fare. In Montreal, a student pass costs $53 CAD/month. In Toronto, which is a much more expensive city, a pass costs $128 CAD/month.  

    Outside of larger cities, it can also be useful to have a car, especially if you are used to driving at home. But, keep in mind this can cost a lot extra. To get an idea of how much it costs to drive a car in Canada, check out this driving costs calculator by the Canadian Automobile Association (CAA).  

    Entertainment costs 

    Canada offers many cultural and outdoor activities for you to enjoy. You can find world-class music festivals, skiing and snowboarding, and giant sporting events like basketball, hockey, and baseball games.  

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    • Visit a renowned museum (many offer free evenings, and entrance for young people or students) 

    • Meet a friend for coffee ($1.76 CAD at coffee chain Tim Hortons) 

    • Rent skates and go ice-skating outdoors (about $10 CAD)

    • Watch a movie in theaters (about $15 CAD)

    • Eat dinner at a casual restaurant (about $15-25 CAD)

    Insurance costs 

    Canada has a publicly-funded health system. However, each province and territory administers its own healthcare. Whether or not you can receive publicly-funded medical coverage will depend on where you are in Canada.  

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    Hidden costs 

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    For one, it is expensive to own a cellphone in Canada. In fact, cell phone bills in Canada are among the highest in the world. Canadians pay $101 CAD/month, on average, for a cellphone plan.  

    You will also need to buy warm winter clothing – including a jacket, boots, socks, gloves, hat, and scarf. You can expect to pay about $300-$400 CAD for these items brand new. However, thrift stores might also carry winter clothing for much cheaper.  

    Finally, you shouldn’t forget about Canadian sales taxes. Taxes in Canada are higher than many places in the world and range from about 12%-15%.

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    Cost of living in the UK
    By PTE Author
    Reading time: 4 minutes

    You may have heard that London is one of the most expensive places in the world to live in, but fortunately, London, and by extension, England, does not equate to the whole of the UK. In fact, many UK towns and cities are very liveable when compared to other cities across the globe.  

    There is quite a bit to look at when considering the cost of living in the UK. Apart from tuition fees, there’s also the cost of rent, transport, and even entertainment – because if you’re living in the UK, there’s no way you should miss out on everything that this great country has to offer- from the food to the culture.  

    Let’s look at some aspects of the UK cost of living, so you can best adjust your budget and prepare yourself for a new life abroad. 

    Calculating living costs in The UK 

    When looking at the cost of living in the UK, it’s best to use an online currency calculator to convert your currency to the British pound – that will give you a better idea of the true cost of living in relation to your country. 

    Here’s a rough guide to the currency conversions we have used in this article, dated March 27th, 2020:

    • AU$1,000 = £500

    • US$1,000 = £805

    • €1000 = £895

    Once you have a better understanding of the conversion rate, you can better interpret how much rent, utilities and other everyday costs will affect your budget.  

    A weekly UK budget 

    There are so many factors that contribute to the UK cost of living that it’s impossible to give you a set cost for each week. But a recommended starting point for a budget for a single student in the UK, per week, averages out to about £300. Let’s see how we got to this number (please note these costs are an average from across UK metropolitan cities, outside of the city center).